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Gold Is A Safe Haven!

Now that the Elite have confirmed the financial crash for between September and December 2015 you have no other choice other than to secure your investments. You maybe have three months to protect yourself. But, it may come sooner – the bond market has already started to crash. Please take the advice of Pastor Williams and buy physical gold and silver. Gold and silver are safe havens within periods of economic uncertainty. As you know a global financial crash creates economic uncertainty. It is time to get out of paper and into tangible assets.

Gold Is A Safe Haven

If you have an IRA you can rollover to physical gold and silver until economic stability resumes or if you can liquidate your IRA take physical possession of precious metals please do so. Please contact your financial advisor or local gold dealer to get the process moving. If you do not have a financial advisor or have personal dealings with a local gold dealer I can recommend a gold dealer that specialises in conversion of IRAs and 401ks into physical gold. I have recommended them since 2013 and I know they have helped many visitors to LindseyWilliams.net. The gold dealer I recommend is GoldCo and you can contact them toll-free at 1-877-414-1385 or visit their website. Leave your name and number and they will call you back. If you have over $10,000 in your IRA or 401k or have cash of more than $5,000 they can help you start the process. They are very good with those who are unfamiliar with buying precious metals.

The process of converting your paper IRA to physical gold takes a few weeks so it would be imperative that you start the process now. Remember, when the financial crash happens in September everyone will be running for the shelter of gold and silver. This may mean that if you leave it until later there may not be the physical metal available or have to pay much higher prices. Gold and silver are trading at low prices, so investing now will mean you will receive more gold and silver for your money. If you are worried about gold confiscation there is no need to panic. Pastor Williams already stated that his Elite friend said before that there would be no gold confiscation.

Some interesting news I’ve received from a friend regarding gold says “Don’t Dare Sell Your Gold”:

From Jeff Clark, Editor Big Gold – The Non-Dollar Report: The gold price may be stagnant, but forces behind the scenes are signalling that something big is brewing. A scan of recent headlines reveals a growing fervour for gold:

China Creates Gold Investment Fund for Central Banks. China announced a new international gold fund. More than 60 member countries have already invested. The fund expects to raise 100 billion yuan ($16 billion). It will develop gold-mining projects in the new Silk Road economic region.

China Could Send Gold Up at Least $200. Saxo Bank’s Steen Jakobsen says China’s multi-billion dollar Silk Road Initiative will prompt Beijing to pull money out of Europe and the United States for infrastructure investments elsewhere. This could send commodities higher and push Europe into recession. As a result, his 2015 price for gold is $1,425 to $1,450, more than $200 higher than its current level.

Red Kite Launches New Base and Precious Metals Fund. The fund has already deployed almost $1 billion in equity, loans and royalty streams into at least 17 junior mining firms. It hired a physical metals trade to handle the entire supply. The fund will likely fund underserved juniors that have struggled to get funding.

Texas Senate Passes Bill to Establish Bullion Depository for Gold and Silver Transactions. A bill to make gold and silver legal tender in Texas passed the state Senate by an overwhelming 29-2 vote. The bill essentially creates a way to transact in precious metals. It will allow citizens to deposit precious metals in the state depository and then use the electronic system to make payments to any other business or person who also holds an account.

Gold Smuggling in India at All-Time High. Customs agencies seized over 3,500 kilograms of gold (112,527 ounces) in 2014-2015, the largest stash ever confiscated in Indian history. The report says gold smuggling has grown by 900% in just two years. It also estimates that seizures could be less than 10% of actual smuggling.

Russia Boosts Gold Holdings as a Defence Against “Political Risks”. Dmitry Tulin, monetary policy manager at the Russian central bank, said the bank is increasing its gold holdings because “it is a 100% guarantee from legal and political risks.” Part of the motivation is certainly that their overseas assets could be frozen if sanctions over the Ukraine crisis tighten.

Austria Repatriates 110 Tonnes of Gold from UK. Austria is repatriating 110 tonnes (3.53 million ounces) of gold from the Bank of England. It eventually wants to have 50% of its holdings stored at home. The country has reportedly been transferring its official gold reserves from unallocated to allocated accounts in recent years, and also reduced its leased gold by 60%.

D.E. Shaw Buys $231 million of SPDR Gold Trust. D.E. Shaw & Company bought $231.07 million worth of SPDR Gold Trust (NYSE: GLD) last quarter. This is a new position for the company.

Canadian Fund Makes $700 Million Bet on Gold Trust. Canadian asset manager CI Investments purchased a whopping 6,117,900 shares of Gold Trust last quarter, worth $703.6 million. Gold Trust is now the single largest holding of the fund – bigger even than its position in Apple.

More Funds Increase Their Shares In Gold Trust. A Swiss investment bank increased its position in Gold Trust by 490%, to more than 4 million shares. Lazard Asset Management doubled its holding to over 2 million shares. Morgan Stanley increased its holding by 8.3%, and BlackRock Group added 167% more to its position.

Traders Buy Gold and Silver at Fastest Pace in More Than a Decade. Large speculators haven’t bought silver this aggressively since September 1997. Net speculative longs in gold also added over 45,000 contracts, the most since July 2005.

These news stories suggest the gold market is setting the table for its next major bull market… And it could be a biggie!

We measured every bull cycle of gold stocks and found there have been eight distinct upcycles since 1975.

We also discovered something exciting: Only one was less than a double. Even more enticing is that the biggest one – a 600% advance in the early 2000s – occurred just after a prolonged bear market. And our current bear market has been going longer than the last one.

To get a sense for the potential upside, we applied the percentage gain from each of those upcycles to the Market Vectors Gold Miners ETF (NYSE: GDX). Its price on June 1: $19.49

Golden Hopes

Clearly, the potential upside is large. No other sector is as depressed as the precious metals sector. So a return to anything close to some of the stronger past bull markets would deliver tremendous gains.

Pastor Williams has been telling you to buy physical gold and silver for many years. Throughout the last bull market as well as the current bear market. Please heed these warning signs. Get out of paper and get into physical gold and silver. Time is running out!

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World Wide Financial Collapse Scheduled for between September and the end of December 2015!

WARNING!

From Lindsey Williams: I just received an email from my Elite friend.

My Elite friend indicated that they have a World Wide Financial Collapse scheduled between September and the end of December 2015!

You may have just THREE (3) months to prepare!

World Wide Financial Crash Sep-Dec 2015 – Full Newsletter

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MAY 2015 HEALTH AND FINANCIAL NEWSLETTER from Pastor Lindsey Williams

WARNING! – Finally my Elite friend answered one of my emails after not replying to my emails for some time. The Elite are aware that there is something affecting the earth from out in space. They will not tell me what, but my Elite friend did make this statement in their email:

‘Something is throwing the earth of kilter. The Alaska natives have made observations that such changes are affecting their hunting and fishing patterns.’

I have received several messages asking if Pastor Williams will be doing any more radio shows. Unfortunately for the time being he will not be doing radio shows due to health reasons. However, Pastor Williams did have two important messages to say: “The worldwide crash appears to be imminent” and “If ever people needed to prepare IMMEDIATELY, it is now.”


The Cause of a Crash

By Tom Fyler

There are a lot of factors that signal a prospective economic and market crash. There is one though, that causes it. Those on the inside of the financial system know what it is, and know it approaches. And they prepare themselves for the inevitable. They position themselves to make fortunes on the back of the one factor that causes financial and market crashes. This one causing factor is unseen to the “naked” or Unknowing Eye. And yet, if you know where to look, you can see it—and prepare for it.

Lindsey Williams - Chaos Approaches

We all know that the U.S. and other nations are sporting record balance sheet debt. So-called stimulus or money printing is an international addiction. Yet, no crash. The same with U.S. corporations—more debt than ever. But no crash. Currencies throughout the world are crumbling. The U.S. dollar is attacked as the world reserve currency. Mideast and other military conflicts and terrorist attacks abound. But no crash.

So what is this cause of financial and market crashes? According to some research studies*, this cause preceded such economic and market crises as the 1987 stock market crash, the early 1990s credit crunch, the late 1990s Russian Debt Crisis, the 1998 Long-Term Capital hedge fund meltdown, the dot.com bubble and market crash from 2000-2003, the sub-prime lending crisis in 2007 and the subsequent 2008 global financial crash.

Ben Bernanke perhaps summed up the cause best at the Conference Co-sponsored by the Center for Economic Policy Studies and the Bendheim Center for Finance, Princeton University, on September 24, 2010: “Market illiquidity…..” In short, liquidity is necessary to support and stabilize the value of assets that are being sold. Without liquidity, asset values crash.

And now today, to the Seeing Eye, there are increasing signs of faltering liquidity in the global financial system. The Institute for International Finance in an April 30, 2015 release reported that in numerous emerging market global regions—“…bank lending conditions tightened abruptly to their weakest level in three years in 2015Q1.” They report a plunge in loan demand, a tightening of bank lending, and increasing loan defaults. A clear sign of growing “market illiquidity.”

An associate of mine deep in the financial system expressed a concern of “no liquidity (in the system) to absorb selling.” Another person of even greater prominence a week ago referred to open-end mutual funds “…and the potential liquidity risks the funds could face amid a wave of redemptions (or selling).” Was this a wild-eyed Crash Conspiracy Theorist? No—it was Fed Chairperson Janet Yellen answering a question from none other than Christine Lagarde at an International Monetary Fund (IMF) Finance and Society conference.

We’ve been warned. Are you ready? I would be pleased to provide you with a nine question survey that might help you better understand how prepared you are and what you might be able to do to not only be protected from a crash, but to be positioned to possibly benefit from one. You may email me to request the survey at fyler@tiac.net

Tom Fyler is Managing Director of Fountain Wealth Associates, LLC , a consultant in Wealth & Natural Resources. Mr. Fyler is also President of Commodities & Securities, Inc., a Commodity Trading Advisor registered with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA), and a Registered Investment Advisor with the State of North Carolina.

Risk Disclosure: This communication is for informational purposes only and should not be construed as containing or providing specific investment or financial advice. Readers should be aware that there is risk of loss of some or all funds when investing in stocks, bonds, mutual funds, ETFs, real estate, commodities and/or currencies any of which may not be appropriate for all investors. Readers should consult directly with financial professionals for advice appropriate to personal financial circumstances.*The author is pleased to direct readers to research studies that discuss causes of financial and market crashes upon request.


 

Pastor Lindsey Williams & Rodrigo Rodriguez, MD at IBC Hospital & Health Center, Tijuana, Mexico
Pastor Lindsey Williams & Rodrigo Rodriguez, MD at IBC Hospital & Health Center, Tijuana, Mexico

Consider a hospital within five miles of the American border

You as the patient come first.

Where natural methods of healing are practiced.

Where there is an Internationally approved Operating Room in which there has never been an incident of someone contracting some disease in the course of the operation which they did not have prior to the operation. Most all types of operations are performed.

The only place IN THE WORLD where the Alivizatos Cancer Treatment is given. Lindsey Williams says – My personal friend was diagnosed with lung and liver cancer and sent home to die. He was given the twenty one day Alivizatos treatment. That was twenty years ago. Today his cancer is in remission and he is living a normal life.

Joint Replacements of all kinds – Knee joint replacement – Hip joint replacement in a tender loving care environments where you can afford to recuperate in the hospital instead of at home. The therapist will come to your room.

Stem Cell treatment using your bodies own stem cells was pioneered at BioCare Hospital.

CALL TOLL FREE – 1800-262-0212 – Ask for Teresa – Tell her that Lindsey Williams suggested you ask for the (60) sixty page booklet – FREE OF CHARGE.

You will need BioCare Hospital when American doctors and hospitals can no longer be trusted. Get to know BioCare now before you need then.

Dr. Rodriguez, who founded BioCare Hospital over thirty years ago, describes his theory of Natural Health Treatment as follows –

Dr. Rodriguez


To attain positive results in surgery

To get surgery done right, we must procure optimum performance and healing of the body: planning and following up the intervention.

When we face our physician’s statement about the need to undergo a surgical procedure, we face many questions and doubts about the final outcome, results, and benefits we can expect. In doing so, we think and analyze of course our own physician’s credentials, the technical capacities of the hospital and OR, the quality of the staff and of course drugs involved.

Lindsey Williams - IBC Hospital
Lindsey Williams at the IBC Hospital In Tijuana Mexico

But I would invite you to think inwards, because one of the most important factors involved in order to obtain desired results is nonetheless the patient. Our internal milieu or terrain is after all the scene of the surgical procedure. Our biological resources supported by nutrition, sufficient supply of critical nutrients and energy, freedom from toxins, excellent vascular and heart condition with proper blood supply and oxygenation, prompt and efficient immune response and lack of stress and a spiritual foundation will provoke the response, resistance to infection, quality of tissue for the surgeon to work on and the healing capacity we all expect and desire.

International Bio Care Hospital and Wellness Center has centered medical care in the promotion of all the biological capabilities to generate energy, healing and ultimately quality of life. Our programs review and asses all of them to assure from the start their enhancement and fulfillment to achieve optimum performance.

We are proud of the quality and results that this approach has produced. Our biological control of the internal milieu apply also to our facilities and specially to our surgical areas. Back in the 1990’s, we pioneered the use of chlorine dioxide for the non-antibiotic management of microbial infestations of the body and we expanded that to the cleansing and preparation of surgical areas and all surfaces including the skin of patients and personnel. Together with a definitive support of the patient’s assets, that fight off from within the settling and replication of microbial presence we have created a surgical environment where hospital-borne infections are practically non-existent.

Optimum body resources produce optimum outcome. Healing is the final result of huge metabolic efforts of the body to restore health. Nutritional programs that not only provide the best quality of foods but are also assisted by careful and programmed supplementation; constant detection and elimination of immune challenges and attention to the protocols that help the restoration and renewal of cells and tissues damaged either by the disease itself or even by the procedures themselves, have to come together in a well orchestrated, inclusive protocol that will best serve the individual cases.

Modern medical facilities, board certified professionals, integrative-complementary environment bringing together metabolic therapies for restorative care and wellbeing to help surgical procedures to develop their full potential.

International Bio Care Hospital and Wellness Center avails its expertise to any individual that would like to consult with us.

For further information relating to IBC Hospital & Health Center please call toll-free: 1-800-262-0212 FREE – Ask for Teresa – Tell her that Lindsey Williams suggested you ask for the (60) sixty page booklet – FREE OF CHARGE.

Website: http://www.biocarehospital.com
Facebook: https://www.facebook.com/BioCareHospitalPage


Daily Supplement Regime From Leading Health Freedom Authority

By James Harkin

For the past six years I have been helping the world's oldest health freedom organisation get established in the UK. The National Health Federation was established in 1955 and is an international non-profit, consumer-education, health-freedom organisation working to protect individuals' rights to choose to consume healthy food, take supplements, and use alternative therapies without government restrictions. With consumer members all over the world, and a Board of Governors and Advisory Board containing representatives from 7 different countries, the Federation is unique as being not only the World's oldest health-freedom organization for consumers, but the only one accredited by Codex to attend and speak out at meetings of the Codex Alimentarius Commission, the highest international body on food standards.

The National Health Federation

Codex Alimentarius is Latin for ‘Food Code'. The Codex Alimentarius Commission, based in Rome, Italy, and created in 1963, is an international organization jointly run by the Food and Agricultural Organization (FAO) and the World Health Organization (WHO) of the United Nations. One of its 27 committees, the Codex Committee on Nutrition and Foods for Special Dietary Use (CCNFSDU) is responsible for Dietary Supplements and Special Foods. The CCNFSDU meets once yearly in Germany (it's host country) and the National Health Federation is the only health-freedom group that is a Codex recognized organization with the right to attend, submit documents, interact in real time with other Codex delegates, and speak out at these meetings. Codex's published goals are to develop and adopt uniform food standards for its member countries and to promote the free and unhindered international flow of food goods, thereby eliminating barriers to food and providing food safety.

In the 1950's The National Health Federation fought and won the battle for mandatory inspection of poultry. In the 1960's the NHF coordinated a major drive to help chiropractors become legally licensed in over 40 states. In the 1970's the NHF waged very successful campaigns against water fluoridation. In the 1980's the NHF pushed through legislative recognition of acupuncture. In the 1990's the NHF lobbied to pass the Dietary Supplement Health and Education Act S-784, fought malathion spraying, promoted public education on the dangers of vaccinations, and continued fighting the fluoridation battle. In the 2000's the NHF are working to prevent the Codex attempts to restrict your freedom to take vitamins and minerals and many more battles in Health Freedom.

Recently the National Health Federation had their 60th Anniversary celebration. I asked NHF President Scott C. Tips, JD for a supplement regime that people can use to stay healthy. He emailed me a list of supplements that he regularly takes to keep in optimal health. The supplement regime is shared below. I have added some description and some food sources:

These statements have not been evaluated by the FDA. This information is not intended to diagnose, treat, cure or prevent any disease.

  • Vitamin A – 10,000iu – every two days

Vitamin A is key for good vision, a healthy immune system, and cell growth. There are two types of vitamin A. This entry is primarily about the active form of vitamin A – retinoids – that comes from animal products. Beta-carotene is among the second type of vitamin A, which comes from plants.

Foods that contain Vitamin A: Sweet Potato (cooked), Carrots (cooked), Dark Leafy Greens (Kale, cooked), Squash (Butternut, cooked), Cos or Romaine Lettuce, Dried Apricots, Cantaloupe Melon, Sweet Red Peppers, Tuna Fish (Bluefin, cooked), Tropical Fruit (Mango)

  • Omega-3 fatty acids 2x/day

When it comes to fat, there’s one type you don’t want to cut back on: omega-3 fatty acids. Two crucial ones — EPA and DHA — are primarily found in certain fish. ALA (alpha-linolenic acid), another omega-3 fatty acid, is found in plant sources such as nuts and seeds. Not only does your body need these fatty acids to function, but also they deliver some big health benefits on Blood, Rheumatoid arthritis, Depression, Baby development, Asthma, ADHD, Alzheimer’s disease and dementia.

Foods that contain Omega-3 fatty acids: Anchovies, Bluefish, Herring, Mackerel, Salmon (wild has more omega-3 than farmed), Sardines, Sturgeon, Lake Trout, Tuna.

  • B-50 Complex

This product is a combination of B vitamins used to treat or prevent vitamin deficiency due to poor diet, certain illnesses, alcoholism, or during pregnancy. Vitamins are important building blocks of the body and help keep you in good health. B vitamins include thiamine, riboflavin, niacin/niacinamide, vitamin B6, vitamin B12, folic acid, and pantothenic acid.

  • Boron: 3 mg/day

Boron is used for building strong bones, treating osteoarthritis, as an aid for building muscles and increasing testosterone levels, and for improving thinking skills and muscle coordination.

Foods that contain Boron: Almonds, Walnuts, Avocados, Broccoli, Potatoes, Pears, Prunes, Honey, Oranges, Onions, Chick Peas.

  • Vitamin C: 1000 mg, in divided doses, 2-3x/day

Vitamin C is used most often for preventing and treating the common cold. Some people use it for other infections including gum disease, acne and other skin infections, bronchitis, human immunodeficiency virus (HIV) disease, stomach ulcers caused by bacteria called Helicobacter pylori, tuberculosis, dysentery (an infection of the lower intestine), and skin infections that produce boils (furunculosis). It is also used for infections of the bladder and prostate.

Foods that contain Vitamin C: Guava, Red Pepper, Kiwi, Orange, Green Pepper, Grapefruit, Strawberries, Brussels Sprouts, Cantaloupe.

  • Vitamin E mixed tocopherols 400 IUs/day (A.C. Grace Unique E Mixed Tocopherols)

Scientists isolated vitamin E from wheat germ oil in the 1920s and called it the “antisterility” vitamin. Its name, alpha-tocopherol, is from the Greek tokos, “offspring” and phero, which means “to bear”. Vitamin E is an antioxidant, protecting cell membranes from free radical damage. It supports cardiovascular function by blocking formation of compounds that can increase risk for atherosclerosis.

Foods that contain Vitamin E mixed tocopherols: Nuts, Fish, Green Leafy Vegetables and Vegetable Oils.

  • Unique Vitamin E Tocotrienol (A.C. Grace Unique E Tocotrienols) 1x/day

Tocotrienols help maintain healthy cholesterol levels. Research indicates that they may also contribute to improving vascular and cardiometabolic integrity, help support a healthy cardiovascular system, and help maintain normal blood glucose levels.

Foods that contain Vitamin E Tocotrienols include: Palm, Rice, Rice Bran, Barley, Oats, Rye, Wheat, Nuts.

  • Alpha lipoic acid: 100 mg-600 mg/day

Alpha-lipoic acid is used for diabetes and nerve-related symptoms of diabetes including burning, pain, and numbness in the legs and arms. High doses of alpha-lipoic acid are approved in Germany for the treatment of these symptoms. Some people use alpha-lipoic acid for memory loss, chronic fatigue syndrome (CFS), HIV/AIDS, cancer, liver disease, diseases of the heart and blood vessels (including a disorder called cardiac autonomic neuropathy) and Lyme disease.

Foods that contain Alpha Lipoic Acid: Spinach, Broccoli, Yams, Potatoes, Yeast, Tomatoes, Brussels Sprouts, Carrots, Beets and Rice Bran. Red meat, especially organ meat is also a source of alpha-lipoic acid.

  • Coenzyme Q10: 100 mg/day

Many people use coenzyme Q-10 for treating heart and blood vessel conditions such as congestive heart failure (CHF), chest pain (angina), high blood pressure, and heart problems linked to certain cancer drugs. It is also used for diabetes, gum disease (both taken by mouth and applied directly to the gums), breast cancer, Huntington’s disease, Parkinson’s disease, muscular dystrophy, increasing exercise tolerance, chronic fatigue syndrome (CFS), and Lyme disease. Some people think coenzyme Q-10 will treat hair loss related to taking warfarin (Coumadin), a medication used to slow blood clotting.

Foods that contain Coenzyme Q10 include: Sulfurous vegetables such as Broccoli and Cauliflower, Oranges, Strawberries. Fatty fish also include coenzyme Q10, such as herring and beef and poultry as well as peanuts, sesame seeds as well as soybean oil and canola oil.

  • Hyaluronic acid: 100 mg/day (for those 40 or older)

People take hyaluronic acid for various joint disorders, including osteoarthritis. Hyaluronic acid works by acting as a cushion and lubricant in the joints and other tissues. It's benefits are for skin, joints, eyes and for reducing gum disease.

Foods that contain Hyaluronic acid: Organ meats including gizzards, livers, hearts and kidneys. However, a diet of starchy root vegetables enables the body to continue to produce its own hyaluronic acid.

  • Magnesium citrate 400 mg/day

This product is used to clean stool from the intestines before surgery or certain bowel procedures (e.g., colonoscopy, radiography), usually with other products. It may also be used for relief of constipation. However, milder products (e.g., stool softeners, bulk-forming laxatives) should be used whenever possible for constipation.

Foods that contain Magnesium citrate: Dark leafy greens (raw spinach), Nuts and seeds (squash and pumpkin seeds), Fish (mackerel), Beans and Lentils (soy beans), Whole grains (brown rice), Avocados, Low-fat dairy (plain non-fat yogurt), Bananas, Dried fruit (figs), Dark chocolate

  • MSM: 1000 mg/day

MSM is a chemical in animals, humans, and many plants. People use it most often to try to treat arthritis. People take MSM to try to relieve pain or swelling from: Osteoarthritis or rheumatoid arthritis, Bursitis, tendinitis, or tenosynovitis, Osteoporosis, Muscle cramps, Scleroderma, Temporomandibular joint (TMJ) disorders, Headaches or hangover, Premenstrual syndrome, Inflammation in eyes or mucous membranes.

Foods that contain MSM: Fruit, Corn, Tomatoes, Tea and Coffee, Milk.

  • Pycnogenol: 1 capsule/day

Pycnogenol is the US registered trademark name for a product derived from the pine bark of a tree known as Pinus pinaster. The active ingredients in pycnogenol can also be extracted from other sources, including peanut skin, grape seed, and witch hazel bark. Pycnogenol is used for treating circulation problems, allergies, asthma, ringing in the ears, high blood pressure, muscle soreness, pain, osteoarthritis, diabetes, attention deficit-hyperactivity disorder (ADHD), a disease of the female reproductive system called endometriosis, menopausal symptoms, painful menstrual periods, erectile dysfunction (ED), and an eye disease called retinopathy.

Foods that contain Pycnogenol include: Small amounts are available in the peels, skins or seeds of grapes, blueberries, cherries, and plums; in the bark of the lemon tree and the Landis pine tree; and in the leaves of the hazelnut tree.

  • Selenium: 200 mcg/day (preferably Jarrow brand “Selenium Synergy”)

Selenium is a mineral found in the soil. Selenium naturally appears in water and some foods. While people only need a very small amount, selenium plays a key role in the metabolism. Selenium has attracted attention because of its antioxidant properties. Antioxidants protect cells from damage. There is some evidence that selenium supplements may reduce the odds of prostate cancer. Selenium does not seem to affect the risk of colorectal or lung cancer. But beware: selenium also seems to increase the risk of non-melanoma skin cancer.

Foods that contain Selenium include: Brazil nuts, Seafood (Oysters – cooked), Fish (Tuna – cooked), Whole-wheat bread, Seeds (Sunflower), Pork (lean tenderloin – cooked), Beef and lamb (Lean beef steak – cooked), Chicken and turkey (turkey, back or leg meat cooked), Mushrooms (crimini), Whole grains (rye).

  • Zinc: 15-30 mg/day

Zinc is used for treatment and prevention of zinc deficiency and its consequences, including stunted growth and acute diarrhea in children, and slow wound healing. It is also used for boosting the immune system, treating the common cold and recurrent ear infections, and preventing lower respiratory infections. It is also used for malaria and other diseases caused by parasites.

Foods that contain Zinc include: Seafood (cooked oysters), Beef and lamb (cooked lean beef shortribs), Wheat germ (toasted), Spinach, Pumpkin and squash seeds, Nuts (cashews), Cocoa and chocolate (cocoa powder), Pork and chicken (cooked lean pork shoulder), Beans (cooked mung beans), Mushrooms (cooked white mushrooms).

  • Curcumin: 500 mg/day (preferably as 95% curcuminoids)

Curcumin is found in Turmeric, which is a plant. You probably know turmeric as the main spice in curry. It has a warm, bitter taste and is frequently used to flavor or color curry powders, mustards, butters, and cheeses. But the root of turmeric is also used widely to make medicine. Turmeric is used for arthritis, heartburn (dyspepsia), stomach pain, diarrhea, intestinal gas, stomach bloating, loss of appetite, jaundice, liver problems and gallbladder disorders.

Foods that contain Curcumin: Turmeric (Curcuma longa). Turmeric, sometimes called “poor man's saffron”, is the best known natural source of curcumin. Ground turmeric is a common ingredient in curry powders, but also fresh turmeric has some culinary uses. Other foods that contain curcumin include: Curry powder and Mango Ginger (curcuma amada Roxb.).

  • Quercetin: 500 mg/day

Quercetin is used for treating conditions of the heart and blood vessels including “hardening of the arteries” (atherosclerosis), high cholesterol, heart disease, and circulation problems. It is also used for diabetes, cataracts, hay fever, peptic ulcer, schizophrenia, inflammation, asthma, gout, viral infections, chronic fatigue syndrome (CFS), preventing cancer, and for treating chronic infections of the prostate. Quercetin is also used to increase endurance and improve athletic performance.

Foods that contain Quercetin: It is found in many plants and foods, such as red wine, onions, green tea, apples, berries, Ginkgo biloba, St. John's wort, American elder, and others. Buckwheat tea has a large amount of quercetin.

  • Gingko Biloba: 120 mg/day

Ginkgo is often used for memory disorders including Alzheimer’s disease. It is also used for conditions that seem to be due to reduced blood flow in the brain, especially in older people. These conditions include memory loss, headache, ringing in the ears, vertigo, difficulty concentrating, mood disturbances, and hearing disorders. Some people use it for other problems related to poor blood flow in the body, including leg pain when walking (claudication), and Raynaud’s syndrome (a painful response to cold, especially in the fingers and toes).

Foods that contain Ginkgo Biloba: Ginkgo Biloba is a seed that is a common ingredient in many Asian dishes. The Chinese incorporate gingko biloba in congee or rice porridge. The Japanese prefer to integrate the gingko biloba seeds in a dish known as chawanmushi, which is a steamed egg custard.

  • Vitamin D3: 5,000-10,000/day

Vitamin D is used for preventing and treating rickets, a disease that is caused by not having enough vitamin D (vitamin D deficiency). Vitamin D is also used for treating weak bones (osteoporosis), bone pain (osteomalacia), bone loss in people with a condition called hyperparathyroidism, and an inherited disease (osteogenesis imperfecta) in which the bones are especially brittle and easily broken. It is also used for preventing falls and fractures in people at risk for osteoporosis, and preventing low calcium and bone loss (renal osteodystrophy) in people with kidney failure.

Foods that contain Vitamin D3: Cod liver oil, Oily fish (trout – cooked), Mushrooms (portabello), Fortified cereals (whole grain Total), Tofu (Firm – lite), Caviar, Dairy products (queso fresco), Pork (extra lean ham), Eggs (hard boiled), Dairy alternatives (plain soy yogurt).

  • Vitamin K2 (Menaquinone-7): 90 mcg/day

Vitamin K2 (the menaquinones) is a group name for a family of related compounds, generally subdivided into short-chain menaquinones (with MK-4 as the most important member) and the long-chain menaquinones, of which MK-7, MK-8 and MK-9 are nutritionally the most recognized. It has been suggested that vitamin K2 may play an important role in maintaining healthy levels of bone mineral density (BMD). Patients suffering from osteoporosis were shown to have extensive calcium plaques, which impaired blood flow in the arteries. Research showed that vascular calcification might not only be prevented, but even reversed by increasing the daily intake of vitamin K2.

Foods that contain Vitamin K2: Natto, Hard cheese, Soft cheese, Egg yolk, Butter, Chicken liver, Salami, Chicken breast, ground beef, Spinach, Broccoli, Asparagus, Collard greens, Swiss chard, Bok Choy, Peas, Parsely and Lentils.

  • Resveratrol: 100 mg as LONGEVINEX

Many of the headlines about the possible anti-ageing  and disease fighting possibilities for resveratrol have come from laboratory or animal studies rather than evidence from trials involving humans. Some of the conditions that early research suggests resveratrol might help protect against include: Heart disease, Cancer, Alzheimer's and Diabetes.

Foods that contain Resveratrol include: peanuts, pistachios, grapes, red and white wine, blueberries, cranberries, cocoa and dark chocolate.

The National Health Federation are not a huge organization, they are operating on a shoestring budget, unlike other health organizations they are not affiliated with any corporate entity. Therefore, funds to fight health freedom are generated from donations and memberships. Membership to The National Health Federation includes Health Freedom News magazine four times per year as well as two wonderful health freedom books.

You can contact The National Health Federation at: +1 (626) 357-2181 or by email: contact-us@thenhf.com. You can also visit their website (currently under redevelopment) at http://www.thenhf.com. You can make a donation too http://www.thenhf.com/make-a-donation/


Request from Pastor Lindsey Williams

Chaplain Williams, his wife and twenty one year old son would like to leave the Arizona area for this summer, where it is so hot, and go where it is cooler – Does anyone have a place that you could offer them? – Anywhere in the world?

If you have a place that you could offer them, please use the contact us form at LindseyWilliams.net and your message will be forwarded to Pastor Williams directly.


Second Newsletter…

Because of the information that Pastor Williams has shared there is too much for just one newsletter. I am currently compiling a second newsletter that will expand on what was discussed in the last newsletter entitled ‘Global Financial Events, Collapse & Gold', which discussed what was happening later in 2015. I will be writing an article about ‘The Post-2015 Development Agenda' and what this will mean for the American people as well as humanity globally. I will also detail a recent article from Billionaire Hugo Salinas Price who is predicting Apocalypse and Enormous Disorder coming. This newsletter will be released within the next week or so.

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September 24, 2015 Asteroid Prediction NOT Made By Pastor Lindsey Williams

Lindsey Williams

A few days ago Pastor Lindsey Williams was made aware of a video circulating the Internet that stated that Pastor Williams had made a prediction that an asteroid would hit the earth on September 24, 2015. This prediction was not made by Pastor Williams. He has told me this:

“I did NOT write this – I did NOT produce this video or make this prediction. It is  being attributed to me but I had nothing to do with it.”

I have contacted the video producer, YouTube and Vimeo to have Pastor Williams' name removed from the video. As far as I am aware this has been carried out. There are still many articles circulating the Internet that have not removed Pastor Williams' information even know I have personally contacted them to advise them.

I am at a loss to understand why these websites have not contacted LindseyWilliams.net to ask if the story was correct before repeating it.

Therefore, please disregard any predictions presumably made by Pastor Williams unless they are made through his official channels, namely LindseyWilliams.net and ProphecyClub.com.

Regards

James Harkin
On behalf of LindseyWilliams.net

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IMPORTANT NEWS From Pastor Lindsey Williams – March 30th 2015

It has been two months since Pastor Williams’ last email newsletter. Over the past months many things are happening around the world. It is almost like things are happening moment to moment. Further on in this month’s newsletter is an important article from Mark D. Johnson entitled ‘Information Overload’ as well as an article by LindseyWilliams.net webmaster James Harkin entitled ‘Global Financial Events, Collapse & Gold’. There is also a two hour video linked within this newsletter that is very important viewing and will explain a lot of what Pastor Williams has been saying in his recent DVDs.

Firstly, Pastor Williams shared an important article stating ‘VERY IMPORTANT! This email was just sent to me from my Wall Street Insider friend. An interest rate hike will impact the Derivative market – Which will probably bring down the Euro and in a short time devastate the dollar.’ The article is entitled ‘Bob Doll: Fed Rate Hikes Likely in September’.

A few days ago Pastor Williams received an email from his Wall Street Insider. The information relates to the possibility of “a move to replace the USD as the world reserve currency at some time in the future.” There was a press release from the IMF entitled ‘IMF and China’s Ministry of Finance Sign Agreement on Strengthening Fiscal Institutions and Capacity Development’. Another article sent to me by Pastor Williams with a note ‘Very interesting turn of events. These nations will not use the dollar. The demise of the dollar must be very near’, was entitled ‘Washington Blinks: Will Seek Partnership With China-Led Development Bank’ in relation to the US conceding defeat and is seeking a partnership with the Chinese-Led Asian Infrastructure Investment Bank (AIIB) after initially blasting allies such as Britain for signing up to be a founder.

Another article Pastor Williams shared and he stated ‘Food for thought – Not worry’is from Trend forecaster Gerald Celente of the Trends Journal. Entitled ‘Collapse: It’s Coming! Are You Ready?’ the article discusses that while pundits argue over whether or not a double dip recession is coming, many on the street have finally begun to realize that another recession is the least of our problems.

Something interesting from The End Times Forecaster: “Jewish tradition believes that lunar eclipses signal judgement for Israel and solar eclipses signal judgement for the nations. Are the three solar eclipses on Av 1 in 2008-10 an indication that a time of distress is to begin for the world? Think of what happened after August 2008 – the beginning of the financial collapse. Are the three solar eclipses a sign that the 70thweek will begin between the first and last eclipse? Also note that in 2015 you have 2 lunar and 2 solar eclipses all on significant days”.

Pastor Williams shared with me an email about the recent total eclipse over the North Pole on the first day of spring. Pastor Williams said ‘More and more signs in the heavens by the day’. The article entitled ‘Passover Blood Moon Preceded by Exceedingly Rare Solar Eclipse’ talks about this rare event occurring once every 100,000 years. For it to appear on the first day of the first month of the Biblical calendar year is, however, entirely unprecedented since this is only the year 5775 according to Jewish tradition, meaning that there has never been such a solar occurrence in human history.

There is a television program that Pastor Williams shared with me that he wishes you to watch. Pastor Williams said ‘Please view the TBN program below. I think you will find it exceptionally interesting and informative. It is the best interview I have seen Jonathan Cahn give.’ The show is called ‘Praise the Lord’ and it was broadcast on March 9, 2015. It features Perry Stone hosting Jonathan Cahn, Mark Biltz and Bill Salus. It is very important that you watch this video because it will explain a lot of what Pastor Williams has said within his three recent DVDs ‘2015 Elite Agenda’, ‘Special Events Scheduled for 2015’ and ‘The New Elite for 2015’. It also means that other influential researchers are predicting events for the latter half of 2015, especially around September & October 2015.

 

Jonathan Cahn - The Mystery of the Shemitah - Book
For those who wish to read the book about the prophecies shared by Jonathan Cahn his book is:  ‘The Mystery of the Shemitah: The 3,000-Year Old Mystery that holds the Secret of America’s Future, the World’s Future, and Your Future!’ If you would like to read his previous book that lines up The Mystery of the Shemitah, it is called ‘The Harbinger – The Ancient Mystery that holds the Secret of America’s Future’.


Information Overload

By Mark D. Johnson

25 And there shall be signs in the sun, and in the moon, and in the stars; and upon the earth distress of nations, with perplexity; the sea and the waves roaring;

26 Men's hearts failing them for fear, and for looking after those things which are coming on the earth: for the powers of heaven shall be shaken.

27 And then shall they see the Son of man coming in a cloud with power and great glory.  Luke 21:25-27

Everyone is looking for information.  They want to know what is going on.  They want information that nobody else has.  They want to be on the inside track.

There is no lack of information available today.  We have radio, television, cell phones and the internet.  We receive hundreds of emails every day from people who want to be our number one provider of information.  Friends and relatives forward us the latest jokes, political gossip, and outrageous events.  In many cases the information we receive has been cropped, edited, tweaked, and falsified.  How many times have we forwarded some of this information only to find out later that the information was inaccurate?  Even if you check the facts sites they too can be wrong or can be pushing a political agenda.

So by having all this information has it made our life easier, is it is easier to make decisions, has it freed up our time, or has all this information made our lives more stressful?  For many people all this information has created more fear and anxiety.

Information overload is the theme of the day.  So many questions:

  • Is the Fed going to raise interest rates this year?
  • Is gold going to go up or down?
  • Is the dollar going to crash?
  • Are oil price going to plummet further?
  • Is there going to be inflation or deflation?
  • The year of the Shemitah– what might happen?
  • What will the blood moons forebode?

All of these questions have no current answers.  We will have to wait to see what actually transpires.  In the mean time we still have to make decisions today based on what we think may happen in the future.  We will only know if the decisions we make today will be good choice as we see how they are affected by the future events.

Sometimes knowing too much can be a problem.  We have so much information that we are either unable to filter out the noise and make a decision or we become paralyzed with information overload.

When I graduated from college and got my first job I took my extra money and started to buy real estate properties for investments.  The prices seemed very reasonable and the rents more than covered the mortgage and expenses.  I bought several properties that appreciated very nicely as inflation was quite high.  I found out later that we were in the middle of a recession.  As a result I was able to negotiate some very good purchases because few people were buying real estate during the recession.  I did very well with my properties.  I guess if someone would have educated me on how bad the economy was and that it was foolish for me to invest based on the current economy I would have missed out on a very good opportunity.

Today we have access to lots of information.  But you can read an equal number of articles supporting either side of an issue.  Let’s take a look at the topic of gold, which way is the price going to go.  You can read articles that the price is going to break $5000 per ounce and others that predict that it is on its way to $750 per ounce.  The strange thing is that both may be correct.  Gold may go to $750 before it goes to $5000.  Most of the time you have to look at who is writing the article, is it someone selling gold or someone selling a newsletter.   I believe that gold will be a good long term investment but you must have a strategy with a long term perspective, be prepared for volatility and remember to buy on the dips.

I talk to a lot of people who are very fearful of what may or may not happen.  Now it is important to take into account what may happen and to be prepared to make adjustments as future events unfold.  But it is equally important to not let fear keep you from moving forward.

As we talk to people about managing their investments they appreciate the fact that we understand their concerns for the possibility of disruptive events.  Because we understand and are aware of these possible events, we can develop portfolios that allow us to move forward while still taking into account each client’s tolerance for risk, concerns and the need for getting a return on their investments.

I have never been able to predict the future and have not met anyone else who can either.  Even Pastor Lindsey Williams has told me many times that he does not hold himself out as a prophet but says that he is only passing on information heard from others.  I do know there are people who try to guess at what may happen in the future, some may even make you think they know what is going to happen and even others that try to manipulate the future, but in the end, the reality is that the future is unknown.

The Bible tells us not to worry about tomorrow. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own. Matt 6:34

And there shall be signs in the sun, and in the moon, and in the stars; and upon the earth distress of nations, with perplexity; the sea and the waves roaring; 26 Men's hearts failing them for fear, and for looking after those things which are coming on the earth. Luke 21:25-26

Knowing the signs is critical, as well as getting information from reliable sources, no matter how disturbing it is, we cannot let this information allow us to become people of fear.  Instead of paralyzing us let’s use that knowledge to make good decisions.

We have been positioning our client’s portfolios to prepare for the uncertainties of the markets.  If you would like to work with an advisor who understands your fears and concerns call us today.

Stay tuned for Pastor Lindsey Williams next update.

Mark D. Johnson, CFP

P.S.  And then shall they see the Son of man coming in a cloud with power and great glory.

 

Mark D. Johnson, CFP
PO Box 17656
16921 E Palisades Blvd Ste 105
Fountain Hills, AZ  85269
(480) 837-5971
www.FountainWealth.com
Securities and Investment Advisory Services Offered Through FSC SECURITIES CORPORATION, Member FINRA/SIPC, and A Registered Investment Advisor. Additional Investment Advisory Services Offered Through Fountain Financial Group. Inc. a Registered Investment Advisor not affiliated with FSC.

Global Financial Events, Collapse & Gold

By James Harkin (webmaster at LindseyWilliams.net)
 
I think that there is no doubt that September and October will herald a global event that will have a lasting effect for years to come. Prophecy, numerology, history, astrological alignments and occult events all have proven themselves to predict future crises and point to a series of events in the autumn of 2015. If what Pastor Williams’ and many researchers and analysts have been saying is true we are about to witness something potentially catastrophic.Around the world events are happening including:

  • Alternative SWIFT payments system in China and in Russia bypassing the US dollar. This shows the world that the US dollar is replaceable as a reserve currency.
  • Britain, France, Germany, Italy and over thirty other nations have joined the Chinese-led AIIB development bank as founders (against the wishes of the US).
  • Austria’s Hypo bank went bust (in 1929 an Austrian bank Creditanstalt went bust leading to the great depression).
  • 0% interest rates always cause deflation (except to things people actually buy, like food).
  • With 0% interest rates the wealth/income gap increases, dollar increases in value (bubble), social unrest flares up.
  • The surging dollar is a signal that a colossal financial event is just around the corner. The biggest quarterly gains since 1992. The dollar gains against other currencies pretty much only happen during periods of extreme geopolitical distress.
  • G20 declared money deposited in banks assets of the bank.
  • Banks can no longer be declared bankrupt. The banks can be refinanced by bail-ins using depositors’ money or be bought out.
  • Congress passed a spending bill that makes the American taxpayer responsible for any derivative losses that a bank may suffer.
  • The US Treasury has ordered survival kits for employees of the federal banking system.
  • GDP figures in the UK slowed in the last quarter of 2014 to a rate not seen since the immediate aftermath of the financial crisis in 2009.
  • The Bank of England have announced out another “stress test” on the UK’s biggest banks.
  • The average rate of interest on easy-access Individual Savings Account’s in the UK have plunged to a record low of 1.02 per cent.
  • The Euro is at a 12 year low.
  • The ECB has initiated a 1.2 Trillion Euro quantitative easing program that will see banks offload bad debts to the central bank.
  • 50% of Greeks want out of the Eurozone. Syriza has gone against the wishes of the electorate. Germany knows if Greece leave there will be serious repercussions for the Eurozone. Italy, Spain, Portugal, France and Ireland are also not in good shape. If the Troika (European Commission, ECB and IMF) fails to stop Greek exit from the Eurozone, Greece could dishonour 320 Billion Euros of debt forced upon them.
  • Capital controls in France. French citizens may not withdraw more than 1,000 euros in cash in one transaction and 10,000 euros in cash per month without being questioned like a crimintal.
  • Japanese economy at 250% debt to GDP.
  • China also has problems with its debt rising from $2 Trillion in 2000 to $28 Trillion today. During the crisis of 2008 its debt was $7 Trillion. In seven years rising $21 Trillion.
  • The stock market is being manipulated by corporations buying back their own stock to distort P/E ratios. Being able to borrow at 0% interest allows them to buy back the stock and since there’s less stock available on the market the earnings look better divided by less stock.
  • The Baltic Dry Index is at an all-time low. The BDI is an assessment of the price of moving the major raw materials by sea. Basically telling people the state of the global economy. Falling from 3929.00 in May 2010 to 596.00 in March 2014.
  • On the spring equinox on 20th March 2015 we witnessed a full moon eclipse. On this day in London the historical ‘London Gold Fix’ changed to the ‘LBMA Gold Price’. This is significant because the ‘London Gold Fix’ has been constant since 1919. Additionally the FTSE 100 broke 7,000 points for the first time since the dotcom bubble 15 years ago.
  • Gold is within 10% of an all-time high against the Euro, Japanese yen and double against the Russian rouble.
  • Rise of interest rates are being threatened by the Fed for June 2015.
  • 2015 marks the 7 year anniversary of the financial crisis of 2008. Seven years previously was 2001 was a year of recession for the US economy and of big trouble for stocks as well as 9/11 and the burst of the dotcom bubble. Seven years previously was the 1994 was the bond market massacre. Seven years prior to that was the Wall Street crash of 1987. Seven years previous to that was the S&L crisis and “stagflation”. Seven years prior to this was the Arab oil embargo.
  • On September 23rd 2015 Pope Francis will first visit the White House. On September 24th 2015 Pope Francis will address Congress (the first time a pontiff has ever addressed congress). On September 25th 2015 Pope Francis will also address the U.N. General Assembly in New York, which is also the first day of the United Nations Summit to adopt the post-2015 development agenda.

The governments around the world are preparing for the New World Order. There is no recovery. The derivatives bubble will collapse and it may not be because of interest rate increases. It maybe because bond investors realise the bond issuers cannot repay the bonds with real money. As bondholders liquidate their assets the markets will panic and the derivatives bubble will implode.

If you have not taken the advice of Pastor Williams I recommend that you do so immediately. The only lifeboat in a sinking ship is gold. In the Cyprus crisis those that hedged their investments with gold survived. In Greece there are many who fear Grexit, they are turning to gold. During periods of monetary uncertainty people will always think gold is a useful addition to their portfolios.

I have heard many people are selling their gold holdings because the price has fallen. Personally I think this is a big mistake. As the price hovers just above its approximate cost price it is a great opportunity to hedge your paper investments. As you should be aware the gold price is manipulated to be low by central banks and the large investment banks because there are over 50 paper gold contracts to one physical gold contract. Some have said it is closer to 100 paper contracts to one physical contract. This manipulation may end this year when the market sees that there is no physical gold for the paper long contracts. When this happens investment banks will have to settle in cash at a considerable loss. The paper is worthless. The physical is valuable and will always be desired as a store of wealth.

Speaking of price manipulation, in 2014 Barclays Bank was fined £26 million for systems and controls failures, and a conflict of interest in relation to the gold fixing over the nine years to 2013, and for manipulation of the gold price on 28thJune 2012 to prevent a derivative product previously sold to a client from leading to a payout.

I have always stated that gold costs approximately $1,100 to extract and refine and gold has not fallen beyond those levels. If they do, we will see mines close or start to store precious metals until the price rises. We’ve seen it recently with several silver mines start to withhold metal until the price rises. If there is a lack of new physical gold coming to market it is likely the price will rise because of the high demand from buyers around the world, especially in the east. Chinese buyers always take delivery. It is unlikely the price will fall so low as production slows. The Elite have always said Gold and Silver are their currency. Hypothetically, if markets drop considerably and there is little supply of gold available, what are you going to do? Pay $5,000, $10,000, $20,000 an ounce? Doesn’t it make sense to buy when the price is suppressed and demand isn’t based on panic buying?

Pastor Williams has been telling you for many years to get out of paper and to buy gold. Every fiat currency has always ended in disaster. It has been said by many financial researchers that 2015 may see a breakdown of the paper currencies and a revaluation that will see gold return to the top currency. Everyone always goes back to physical gold. I think it is the only thing that will save your retirement funds. You cannot rely on third parties to look out for your interests especially when the whole role of stock brokers is to churn investors-money to generate commissions.

If what Pastor Williams has said is correct and prophecy, numerology, history, astrological alignments and occult events are all pointing to the latter half of this year, then you have six months to prepare. Remember the DVD Pastor Williams produced entitled ‘Emergency Elite Data’. Within this presentation were ten steps to save yourself and your family from financial collapse.  In 2013 I wrote a free guide that showed people what they could do to protect themselves expanded upon the ten steps shared by Pastor Williams. It is getting late to prepare, we have six months until the next financial crisis, if history predicts the future. You can download a copy of the FREE guide ‘10 Steps to Avoid The Crash’ here.

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Deflation, Oil & The Crashing – Newsletter 01/15

A few days ago Pastor Williams received an email from his elite friend. He sent him a lengthy article indicating that this is what we can expect in the next several months. The article is called “When Shale Goes Subprime”. It was sent to Pastor Williams by his Elite friend personally, not a Wall Street friend. “This is what is expected to happen in the eminent future.”

The second article Pastor Williams shared this week was an article entitled “Deflation Strikes the Eurozone.” It is an important article since Pastor Williams Elite friend warned us what would happen if the Eurozone crashes, and the Eurozone is already worried by announcing Quantitative Easing of 60 billion euros a month with a total of 1.08 trillion euros.

Tom Fyler, one of Pastor Williams' Wall Street friends has also contributed an article, this month it is entitled “Patience, Foresight, and Courage” and says we are already in a “crashing.”

In light of all that is happening – Everyone needs “Special Events Scheduled for 2015”

Pastor Williams' Wall Street friend today also said “As you have warned for quite some time, markets and economies are unraveling—now at a quickening pace. People tend to wait until the last minute to do something—so hopefully the 2015 newsletters can prompt people to act ASAP!

I remember quite some time ago that you warned to watch for currency wars. And such might serve as a mechanism to quickly deteriorate the global financial/monetary system. And perhaps usher in a global currency. What type of feedback have you received on the recent Swiss central back action? Some speculate that it is a bold escalation of an already “boiling” currencies manipulations or battles.”…


 

When Shale Goes Subprime
Dave Gonigam
The 5 Min. Forecast

And so it begins.

“U.S. Steel Corp. said it will idle plants in Ohio and Texas and lay off 756 workers,” reports this morning’s Wall Street Journal, “becoming one of the first big U.S. industrial casualties of the recent collapse in global oil prices. Both factories make steel pipe and tube for energy exploration and drilling.”

Most of the jobs are being cut in Lorain, Ohio. “What appeared just a few short weeks ago as being a productive year, [with new hires in December and extra turns going on] has most abruptly turned sour,” said a letter from the president of the union local.

Overnight Brent crude prices slipped below $50 a barrel. They’ve recovered a bit since. Ditto for West Texas Intermediate, $48.38 as we write.

“The oil collapse is going to cause far more pain than most people seem to realize,” ventures our Chris Mayer.

“If history is any guide, there will be no quick recovery. And the effects will go well beyond just oil stocks.

“The oil bust will sting banks that lent freely to the oil patch.” That’s what happened three decades ago. Oklahoma’s Penn Square Bank failed in 1982… which snowballed into the 1984 failure of Continental Illinois, the biggest U.S. bank bust up until the Panic of 2008. (Indeed, the modern bailout got its start with Continental Illinois, as The 5 chronicled last year.)

This time around, “the latest energy boom needed a lot of money to build out infrastructure and drill wells,” Chris explains. “Lenders happily funded these efforts. Such loans were often made assuming $80 oil. Many of these loans were riskier high-yield bonds, or junk bonds. A JPMorgan analyst estimated if oil stayed below $65 a barrel, then 40% of all energy junk bonds could wind up in default.

“Most oil companies have hedges in place for 2015, meaning they’ve locked in higher oil prices. But even conservative energy companies will see their hedges expire in 2016 and could run into trouble.”

Vulnerable banks identified by SNL Financial include Comerica… International Bancshares… and ViewPoint Financial. “This makes for a good list of stocks to avoid,” says Chris, “or at least be careful about.

“It’s not just loans to energy firms that bite back,” Chris goes on.

Again the ’80s are instructive: “Oil patch banks got stuck with real estate debt that the oil boom supported,” he explains. “The same thing could happen again. Hotels, retailers and homebuilders with energy exposure could all suffer. KB Home, for instance, generates 30% of its sales from Texas.

“Houston is at the center of this energy ecosystem. You can clearly see the impact of oil prices in its real estate statistics. Much like the tree rings of an oak, they mark the lean and flush years. Net absorption, for example, tells you how many square feet the market leases each year. The chart below gives you a look at office space. You can see the last time the price of oil fell a bunch — in 2008. Absorption went negative. Meaning the amount of empty space went up.

5min_Bust_010715

“Property companies with big exposure to Houston include: EastGroup Properties, Cousins Properties and Parkway Properties,” says Chris. “It’s going to be a tough 2015 for them unless oil makes a quick reversal.”
Footnote: Nearly 20% of the workers U.S. Steel is letting go are based in Houston.

It’s at this moment we pause to consider an uncomfortable thought: Perhaps the boom in America’s shale patch — a meaningful part of it, anyway — was a big hairball of malinvestment.

“Malinvestment”: Near as we can tell, this delicious English-language word was coined by the Austrian School economists of the 20th century — Mises, Hayek, Rothbard. Malinvestment is the flow of capital into places where no sane person would ordinarily put it — were it not for the stupidity of central bankers and their easy-money policies.

The Federal Reserve’s easy money delivered us the dot-com bubble in the late ’90s and the housing bubble of the mid-2000s. Malinvestment.

How much of the shale boom might have happened if the Federal Reserve hadn’t been keeping its thumb on interest rates the last six years? How much exploration and drilling took place simply because explorers and drillers could borrow cheaply?

Or to put it in more stark terms: Were $17-an-hour Wal-Mart greeters in North Dakota the embodiment of a newfound American prosperity… or a sign something was profoundly wrong?

We’re not prepared to say it’s an either-or proposition. No doubt good old American know-how played a role in the boom… and we won’t rule out connivance between Washington and the Saudi Arabian princes playing a role in the bust. But we’d be remiss to ignore the malinvestment question…

“The combination of easy money from the Fed with high oil prices (arguably caused by the former) led to massive malinvestment in the shale industry that now must be unwound,” asserts our acquaintance Erik Townsend — a hedge fund manager who trades oil futures.

Erik says much of the problem lies in the kind of trades shale producers used to hedge their production — called “three-way collars.”

If you want to dive into the details of how these trades work, check out today’s Overtime briefing, below. In the meantime, here’s the bottom line: “We needed $60 crude to hold to avoid an outright crisis in high-yield credit issued by shale drillers, and it didn’t. Now we’re going to have an outright bloodbath… I expect $40 Brent before this is over, and the risk of credit contagion on the scale of subprime mortgages is very real.”

Erik then picks up a theme we touched on Monday: “Shale drillers are going to lay down a LOT of rigs and stop drilling. This will lead to supply destruction. Then the price of oil will go to the moon and it will be time to restart the shale revolution.”

But the story doesn’t end there: “High-yield debt issues from shale drillers will have exactly the same connotation as ‘subprime-backed CDOs’ had in 2009,” Erik explains. “You won’t be able to sell the stuff for half what it’s worth just because of the stigma. Where’s the money going to come from to re-start the shale revolution?”

It won’t come from the banks; they’ll be too gun-shy to lend to the smaller players. So those smaller players will have to issue new shares if they want to raise money.

“That may occur in a significantly depressed equity environment compared with today,” says Erik. “The result — oil prices keep screaming higher, as the easy-money policies that enabled the last round of the shale ‘revolution’ aren’t there this time.”

What if the Federal Reserve resumes “quantitative easing” and steps on the monetary gas pedal? Erik won’t rule it out. “But investors who get nailed by the coming wave of high-yield defaults will still have the taste of blood in their mouths, and will still be reluctant to buy more debt issued by the shale patch.

“This all sets up for a MAJOR resurgence of inflation a couple years down the pike, led by an oil price spike.”

Read more…


 

Deflation Strikes the Eurozone
Brad Hoppmann
Uncommon Wisdom Daily

Folks in the Eurozone can stop wondering if deflation will strike their economies. Deflation isn’t coming. It’s here.

Today, Eurostat confirmed that consumer prices in the common currency area dropped 0.2% in 2014. With fuel prices still dropping, experts expect more of the same in 2015.

We’re all familiar with inflation. We don’t know as much about deflation. Today, we’ll look at the difference.

deflation

Inflation is easy to understand; it means prices are generally rising. There might be exceptions here and there, but the cost of most goods and services is going up.

Deflation is the opposite condition, in which prices are generally falling.

Both inflation and deflation are actually symptoms of an underlying disease. The real problems are fractional reserve banking and monetary manipulation. While those are interesting subjects, today I want to think about the way deflation “feels.“

People and businesses usually respond to economic incentives. If the price of something you want is rising, you will probably buy it as soon as possible. If the price is falling, you will more likely wait.

Those simple, individual decisions can add up to economic chaos. Under deflation, a country’s economy will halt. No one wants to buy anything, even if he has money.

Sellers respond to low demand by reducing prices, which cuts their own income and reduces overall spending even further. This vicious cycle is painful for everyone.

One group does benefit from deflation, though. Lenders can prosper because they are receiving debt payments in a currency with more spending power than the one they originally loaned.

On the other hand, borrowers with no money might fall behind on payments. In that case, the lender’s incentive is to foreclose and seize collateral as soon as possible, before it loses even more of its value.

Europe has been dealing with deflation in a small way for several years. Now, it’s getting worse. The European Central Bank apparently wants to respond with quantitative easing, much like the Federal Reserve’s bond-buying program that ended last year.

People can argue whether QE helped the American economy. Even if it did, it still took years to make a difference.

So good luck, Europe. You’re going to need it.

Read More…


 

Patience, Foresight, and Courage
By Tom Fyler
EssentialsInvesting.com
January 22, 2014

The following are a few thoughts for investors to consider when planning investment strategies for 2015 and beyond.

For those that have questioned government and Federal Reserve policies and strategies—and the legitimacy of various market and asset valuations, now just might be the time that your sense, analysis and insights are bearing fruition. Your perspective and foresight–prudently considered, meticulously planned and timely executed—with the benefit of experience and knowledge, might just provide you with an advantage in the coming years to generous opportunities in the management of your wealth.

It is possibly “Game On” now as you seek and find discounted values in the midst of the “rubble” of broken economies, fiscally sense-less governments, and manipulated markets and assets to which the “chickens have come home to roost.”

Waiting for “The” or “A” Crash

Don’t wait—we are in a “crashing”. In most cases, a crash is not a single event but rather a series of substantial assets devaluations that over time, when we look back, are viewed as a crash. The most recent asset to “crash” or significantly decline is oil. It has devalued by more than 57% in six months. Natural gas has declined 44% since May 2014. Silver has declined by 66% since 2011. How about the declines of other commodities: copper down over 17% in six months; sugar down 38% in eight months; nickel down 35% in seven months. Various countries’ equities have declined significantly: Brazil minus 56% since 2010; emerging markets minus 23% since 2011; Russia minus 54% since February 2013; Mexico minus 45% since March 2013. Based on a trend of these and other asset devaluations, there is certainly the possibility that other assets will follow. (Historical results or trends are not necessarily an indicator of future performance. Some of the cited asset performance information is approximate. Cited performance data was derived from: Oil as represented by WTI Crude Oil–New York Mercantile Exchange [NYMEX] @CL.1; Natural Gas—NYMEX: NGG15; Silver–iShares Silver Trust symbol SLV; Copper–Exchange-Traded Note [ETN]: JJC; Sugar–ETN: SGG; Nickel–ETN: JJN; Brazil–Exchange-Traded Fund [ETF]: EWZ; Russia–ETF: ERUS; Mexico–Closed-End Fund: MXF.)

Buying REALLY Low

Conventional wisdom suggests that the best time to buy is when an asset’s value is low—i.e. “Buy Low, Sell High.” But an asset looks the worst when it is low. And the bottom is never known without or until the benefit of hindsight. So low may be low, but still not near a bottom. Investing in an asset when it is “ugly” in performance is a scary and a risky proposition for investors. So it takes courage and foresight to buy low. It also takes a measured and prudent plan when buying declining assets that is designed to help mitigate the risk of an uncertain asset bottom value. Such a strategy should be only used for an appropriate limited portion of an investment portfolio. And it normally takes time and patience for these assets to substantially appreciate. But the wait—in many historical instances, has been worth it more times than not.  For example, the recent decline in oil price brings to mind a previous period when oil declined substantially in 2008 and 2009. As measured by the ETF: OIL, it hit a low in March 2009 and two years and one month later it had risen 66%. (Some investment strategies may not be appropriate for all investors. There is no guarantee that any investment strategy or plan will result in a gain and may result in a loss.)

Commodities Don’t Lie

The great characteristic of commodities is their valuation relationship to “supply and demand.” We all learned in school that as demand increases against low supply, the asset’s valuation will increase. And as demand decreases against high supply, the asset’s valuation will decrease. In the end, this dynamic more times than not will prevail. Thus, the trend or movement of the value of commodity assets will eventually be reflected in the trend or movement of the values in any goods or services underlayed or impacted by a commodity—which is virtually most goods and services. And it is of course goods and services that are produced or provided by companies, and the valuation of these goods and services—influenced by commodity valuations, that will eventually reflect these companies’ equity or stock valuations. Economies and equity markets rise and fall on commodity valuations. To the contrary, asset valuation strategies or policies such as Fed stimulus, stock buybacks, manipulation of interest rates, currency devaluations, excessive government spending and debt, are all manipulated asset valuation “lies.” Thus, the negative performance or trend of commodity valuations many times may serve as the “Canary in the Coal Mine” warning of other assets devaluations to come. Learn to be a “Commodities Whisperer”, or at least know one.

“Crash Strategy” Recommendations—Investment industry regulations do not allow specific investing strategies to be recommended in public information. Interest in strategies appropriate to personal circumstances and risk sensitivity, or any questions, may be directed to Tom Fyler at email address fyler@tiac.net.

Mr. Fyler is President of Commodities & Securities, Inc., a firm registered as a Commodity Trading Advisor with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA), and a Registered Investment Advisor. Mr. Fyler is also licensed in real estate.

Risk Disclosure: This communication is for informational purposes only and should not be construed as containing or providing specific investment or financial advice. Information provided in this communication should be understood as the analysis and/or opinion of the author. Readers should be aware that there is risk of loss of some or all funds when investing in stocks, bonds, mutual funds, ETFs, real estate, commodities and/or currencies, any of which may not be appropriate for all investors. Readers should consult directly with financial professionals for advice appropriate to personal financial circumstances.


 

10 STEPS TO AVOID THE CRASH

10 Steps To Avoid The Crash

We have less than 9 months before September. We all need to prepare as much as possible so we can weather the coming storm. I wrote the FREE guide '10 Steps To Avoid The Crash' to help you survive and even thrive through the coming collapse, which is well under way. If you haven’t already downloaded a copy of the e-book, please do so because it covers ten steps you must carry out if you are to survive and even prosper during the collapse. It contains some great information relating to gold and how the gold market has been manipulated to stave off the crash of the American Dollar. This information is essential if you are considering buying gold and silver. The guide extensively talks about why you need to get out of debt, get out of paper assets as well as pay off your house mortgage. It also discusses why you need to store food, water and defensive equipment, why you need to get out of the city and purchase everything you need. The e-book also covers sorting out your medicine cabinet, which took many aspects of Pastor Williams’ DVD “Healing the Elite Way”, which is also essential viewing. Most importantly it talks about getting your spiritual house in order. Please print '10 Steps To Avoid The Crash' and share it with your friends and family.

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News from Two Wall Street Insiders & Pastor Williams

Pastor Williams has announced a regular monthly emailed newsletter that will be distributed to his email list at LindseyWilliams.net. The newsletter will feature articles from his two Wall Street insider friends Mark Johnson and Tom Fyler as well as articles by Pastor Williams himself.

This month features information from all three including information from Pastor Williams regarding the recent drop in oil prices. In this regard Pastor Williams has said “What our President has done could create some major problems. Almost sounds like the beginning of Ezekiel chapters 38-39 in the Bible.”


On the recent drop in oil prices Pastor Williams told me “You asked about oil prices. In the past my Elite friends have always told me before oil prices dropped. This time I did not know about the oil price drop before it happened because the Elite did not create the price decline.

President Obama sent John Kerry to Saudi Arabia (Without any authorization of the Elite) to negotiate the price decline. It was done because of Obama’s hatred of Putin. (Read the article that follows from F. William Engdahl, it is correct)

The Elite are so angry at Obama that words can’t describe it. There are some really big problems right now between Obama and the Elite.”

In light of all that is happening – Everyone needs “Special Events Scheduled for 2015”


 

Has Washington Just Shot Itself in the Oily Foot?
F. William Engdahl

barack-obama-puzzled

By now even the New York Times is openly talking about the secret Obama Administration strategy of trying to bankrupt Russia by using its oil-bloated Bedouin bosom buddy, Saudi Arabia, to collapse the world price of oil. However, it’s beginning to look like the neo-conservative Russia-haters and Cold war wanna-be hawks around Barack Obama may have just shot themselves in their oily foot. As I referred to it in an earlier article, their oil price strategy is basically stupid. Stupid, as all consequences have not been taken into account. Take now the impact on US oil production as prices plummet.

The collapse in US oil prices since September may very soon collapse the US shale oil bubble and tear away the illusion that the United States will surpass Saudi Arabia and Russia as the world’s largest oil producer. That illusion, fostered by faked resource estimates issued by the US Department of Energy, has been a lynchpin of Obama geopolitical strategy.

Now the financial Ponzi scheme behind the increase of US domestic oil output the past several years is about to evaporate in a cloud of fictitious smoke. The basic economics of shale oil production are being ravaged by the 23% oil price drop since John Kerry and Saudi King Abdullah had their secret meeting near the Red Sea in early September to agree on the Saudi oil price war against Russia.

Wall Street bank analysts at Goldman Sachs just issued a 2015 forecast that US oil prices, measured by a benchmark called WTI (West Texas Intermediate) will fall to $70 a barrel. In September 2013, WTI was more than $106 a barrel. That translates into a sharp 34% price collapse in just a few months. Why is that critical to the US shale production? Unlike conventional crude oil deposits, shale oil or tight oil as industry calls it, depleted dramatically faster.

A comprehensive new analysis just issued by David Hughes, a Canadian oil geo-scientist with thirty years’ experience with the Geological Survey of Canada, using data from existing US shale oil production that has now become public for the first time (the shale oil story is very recent), shows dramatic rates of oil volume decline from US shale oil wells:

The three year average well decline rates for the seven shale oil basins measured for the report range from an astounding 60-percent to 91-percent. That means over those three years, the amount of oil coming out of the wells decreases by that percentage. This translates to 43-percent to 64-percent of their estimated ultimate recovery dug out during the first three years of the well’s existence. Four of the seven shale gas basins are already in terminal decline in terms of their well productivity: the Haynesville Shale, Fayetteville Shale, Woodford Shale and Barnett Shale.

A decrease in oil daily of between 60% and 91% for these best possible shale oil regions means the oil companies must drill deeper to even stay still with oil production, let alone increase total oil volume. That means the drillers must spend more money to drill deeper, a lot more. According to Hughes, the Obama administration Department of Energy has uncritically taken rosy forecast numbers given them by the companies that boost the US shale oil myth. His calculations show future US shale oil output only 10% that estimated for 2040 by the Energy Department.

Hughes describes the current deadly dilemma of the shale oil companies as a “drilling treadmill.” They must drill more and more wells just to keep production levels flat. The oil companies have already gone after the most promising shale oil areas, so-called “sweet spots,” to maximize their production. Now as production begins to decline terminally, they must start drilling in spaces with less rich oil and gas returns. He adds, “if the future of U.S. oil and natural gas production depends on resources in the country’s deep shale deposits…we are in for a big disappointment.”

Oil price collapse

What Hughes describes was the state of shale oil before the start of the Kerry-Abdullah Saudi oil price war. Now US WTI oil prices have dropped a catastrophic 25% in six weeks, and still falling. Other large oil producers like Russia and Iran are in turn flooding the world market with their oil to increase revenue for their state budgets, adding to a global oil supply glut. That in turn pressures prices more.

The shale oil and gas bonanza of the past five years in the USA has been built on a foundation of zero Federal Reserve interest rates and huge speculative investment by hungry Wall Street firms and funds. Because of the ultra-rapid oil well depletion, when market oil prices collapse, the entire economics of lending to the shale oil drillers collapses as well. Money suddenly vanishes and debt-strapped oil companies begin real problems.

According to Philip Verleger, former head of President Carter’s Office of Energy Policy and now an energy consultant, in North Dakota’s Bakken shale, one of the most important new shale oil regions, oil at $70 a barrel could cut production 28 percent to 800,000 barrels a day by February from 1.1 million barrels a day in July. “The cash flow will go down as the prices go down, the amount of money advanced to these people to continue the drilling will dry up entirely, so you’ll see a marked slowdown in drilling,” said Verleger.

Myths, Lies and Oil Wars

The end of the shale oil bubble would deal a devastating blow to the US oil geopolitics. Today an estimated 55% of US oil production and all the production increase of the past several years comes from fracking for shale oil. With financing cut off because of economic risk amid falling oil prices, shale oil drillers will be forced to halt new drilling that is needed merely to maintain a steady oil output.

The aggressive US foreign policy in the Middle East—its war against Syria’s al-Assad regime, its hardball oil sanctions against Iran, its sanctions against Russian oil projects, its cynical toleration of ISIS in Iraqi oil regions, its refusal to intervene to stabilize the Libyan oil economy but instead to tolerate dis-order are all premised on a cocky view in Washington that the USA is once again the King of Oil in the world and can afford to play high-risk oil geopolitics. The official government agency responsible for advising the CIA, Department of Defense, State Department and White House on energy, the US Department of Energy, has issued projections of US shale oil growth based on myths and lies. That has led the Obama White House to launch oil wars based on those same myths and lies about the rosy prospects of shale oil.

This oily arrogance was epitomized in a speech by then Obama National Security Adviser Tom Donilon. In an April 2013 speech at Columbia University, Donilon, then Obama’s national security adviser, publicly expressed this: “America’s new energy posture allows us to engage from a position of greater strength. Increasing US energy supplies acts as a cushion that helps reduce our vulnerability to global supply disruptions and price shocks. It also affords us a stronger hand in pursuing and implementing our international security goals.”

The next three or so months in the US shale oil domain will be strategic.

William Engdahl is strategic risk consultant and lecturer, he holds a degree in politics from Princeton University and is a best-selling author on oil and geopolitics, exclusively for the online magazine “New Eastern Outlook”.


Peace in the midst of Chaos
By Mark Johnson

Chaos is a state of utter confusion.  Listening to the noise in the world today there appears to be a lot of confusion.  Questions abound with what is going to happen in the economy, government, markets, the future of our country and in a more narrow focus the direction of the price of gold and currencies.

When it comes to investing, a person with a sound mind does the right things, for the right reasons rather than acting out of fear.

Can there be peace in the midst of this chaos?  It depends.  If you think you have peace because you think you have it all figured out, think again.  About the time you are confident that you have heard the latest insight, or the technical charts are in alignment or the newscasts are confirming your predications you are quickly humbled by the reality of the unpredictable markets and world events.

Though many attempt to bring order to the world in the ways of man, many believe there are two things that can bring order to a world of chaos and that is trusting in God and the Word of God.  Only the Word of God is predictable, dependable and always true.  The principles in the Bible work whether you believe them or not.  God’s principles are beyond the limits of all possible experience and knowledge that we have undergone.  Can you trust His Word?  My experience says yes.

If you trust in God and His Word then you will have peace because now you are trusting God as your provider not in yourselves or the things of this world.  He will guide you, direct you and provide for you.

The Bible is not going to tell you whether or not to buy a particular stock or what is the right price to buy gold.  But it will provide sound investment principles that you can apply when making investment decisions.

Is God going to make you rich?  He never promises that in His Word.  He tells us in His Word that we should be content with whatever He provides for us.  In contentment there is peace.  Does that mean that we should not strive to do better financially?  No, but we should not let it control us and we should have a purpose for the accumulation of our wealth.

The Bible tells us “For God has not given us a spirit of fear but of power and of love, and a sound mind.” 2 Tim 1:7

When it comes to investing a person of a sound mind does the right things, for the right reasons rather than acting out of fear.  If you make decisions based on fear you will not make good decisions.  If you do not have a sound mind you will let emotions drive your investment decisions rather than maintaining a disciplined approach to managing your finances.

To have a sound mind you must develop self-control and discipline, the exact opposite of chaos.  Most people that have accumulated investable assets have a disciplined approach to managing their finances.  So how do you develop and maintain a disciplined approach to managing your finances?

There are principles that are used and understood by successful investors.  All of these successful principles come from the Bible.  Most investors do not realize this because they have never thought of looking into the Bible for financial guidance.  There are over 2300 verses in the Bible that talk about money.  The Bible talks about money more than any other subject.

The following will explore six planning principles from the Bible that will help you bring order to managing your finances.  And again remember that these principles will work whether you believe God’s Word or not.

We Own Nothing

The first principle is for us to understanding that we own nothing.  We are just managers of what has been entrusted to us while we are on this earth.  No matter how much you accumulate when you die you leave everything behind.  The only control you have over these assets is that you get to name a new manager when you die.  The Bible tells us that God owns it all and we are His managers or stewards.   In the beginning God created everything, it is all His.  It also says in Psalms 24, “The earth is the Lord’s and the fullness thereof; the world and they that dwell therein.  Not only did he create the world but he also created each one of us for a special purpose. We are His and He loves us very much.

How would you feel if you hired a manager to manage your business and you came back after a few days and find out that he has been telling everyone that he is the owner and has taken over your business?  He says that he is keeping all the money and he will not be giving you any profits because he is doing all the work.  What would you do as the owner?  You would start the process of taking back your business.  The Bible tells us that God will not take back his business and assets but instead will hold each of us accountable for how we managed His business.  Most people, believers and non-believers will continue to ignore God as owner and will continue to pretend that they own the business.  If I understand that God owns it all and that I am going to be held accountable then I will want to know how the owner wants me to manage His affairs.  The Bible is very clear on how He wants us to manage His resources that He has entrusted to us but I find very few people read His procedures manual, even believers.

Spend Less Than You Earn

The second principle is that you should spend less than you earn.  Very few people are able to discipline themselves to do this.  The general practice that I see the average person follow is the more you make the more you spend.  I had two clients many years ago that were both doctors.  One was originally from India and the other was born and raised in the United States.  Both doctors each made $175,000 per year.  One doctor spent $185,000 per year and the other doctor spent $40,000 per year and saved the rest.  Which doctor saved and which doctor spent more than he made?  No matter how much you make I challenge you to find a way to save a portion.  This is the way you learn to discipline yourselves.  Or you can be like the majority who are procrastinators who keep saying, “as soon as I make a little bit more then I will start saving.”  But guess what, that day never comes.  The more they make the more they spend.  Spend less than you make and you will become an accumulator/investor.

Dishonest money dwindles away, but whoever gathers money little by little makes it grow. Proverbs 13:11

Avoid Debt

A third principle to follow is avoiding debt.  If you are in debt you are working for someone else instead of yourselves.  Sure you are paying for something that you now possess but there is a cost, it is called interest.  This makes everything you purchase on debt more costly to own.  Have you ever heard the merchant tell you there is a discount for cash?  Well there is a premium for buying on credit.  In addition you are in “bondage” to these big banks, credit card companies and in some cases the government.

“The rich rule over the poor, and the borrower is slave to the lender.”  Proverbs 22:7

Build Reserves

A fourth principle is you should be building reserves.  These reserves should be for short term, mid-term and long term.  In the short term you need liquid cash reserves for emergencies.  If the car breaks down and you have a $300 bill it is much better to be able to pay cash for it then to put it on the credit card, see above.  What if you lose your job, how long could you cover your monthly expenses until you found a new job?  Mid-term reserves may be money put aside for a vacation, college education for your children or for a house.  A long term reserve could be for retirement.  If you have been able to manage your money well and you have excess, that provides peace of mind in the midst of chaos.

Go to the ant, thou sluggard; consider her ways, and be wise: which having no guide, overseer, or ruler, provideth her meat in the summer, and gathereth her food in the harvest.  Prov. 6:6-8

Establish Written, Long Term Goals

A fifth principle is to have written long term goals.  People today live for the immediate.  They tend to buy spontaneously or what is being sold to them via glitzy marketing.  “You deserve it, buy it today!”  If you do not have a plan for your family then it is easy to spend the money because there is no reason to save.  If you develop long term goals then there is an alternative choice.  When the marketer tells you to buy today you have an alternative choice to evaluate your decision.  Do I want this today or am I more committed to a comfortable retirement in the future?  Without a long term goal there is no reason to save so I might as well spend today.  Most people would rather satisfy their immediate desire then to make sacrifices today for their future long term security.  I challenge you to be different.  Planning for the future and preparing for it will help provide peace in the midst of chaos.

Write the vision; make it plain on tablets, so he may run who reads it. 3 For still the vision awaits its appointed time; it hastens to the end—it will not lie.  If it seems slow, wait for it; it will surely come; it will not delay.  Hab 2:2-3

Be Generous

A sixth principle is to become generous.  When people follow the previous principles there is a good chance that they will have more than enough to take care of themselves and their family.  When this happens it is important to be generous with your excess.  If God has blessed you with extra be a blessing to others who are less fortunate.

When we learn to become givers there is a peace in the midst of chaos because we go from trusting in things to trusting in God.  If you can give away your things it means that you do not trust in them for you security.  It frees you up to focus on others rather than yourself.  When you die is it more important to be surrounded by your things or the people you love and have helped during your lifetime?

But just as you excel in everything — in faith, in speech, in knowledge, in complete earnestness and in your love for us — see that you also excel in this grace of giving.  2 Cor. 8:7

These are some principle that if applied in your life will help you to become a better manager or steward with what you have been entrusted by God.  Do not bury your time, talents and treasures in the ground because you are fearful but instead trust in God for your every breath, your daily provisions and His direction in the midst of chaos.  He will never leave you nor forsake you.

Let your conversation be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee.  So that we may boldly say, The Lord is my helper, and I will not fear what man shall do unto me.  Heb 13:5-6

Whether or not you believe in God, His salvation through His Son Jesus the Christ these principles will work.  God’s Word is always true.  Follow them and you will have peace in the midst of chaos.

We are all born selfish and throughout our lives God wants to move us to become givers by following His principles and His way of doing things.  God was very generous to us in that He gave us life, He gives us the ability to get wealth, He gives us provision, and he offers the free gift of salvation for all who will believe for His Word tells us,

But God demonstrates His love toward us, in that while we were yet sinners, Christ died for us.  Romans 5:8

God so loved the world that He gave His only begotten Son that whosoever believes in Him should not perish, but have everlasting life. John 3:16 

It is a gift from God; you do not have to work for your salvation, deliverance from spending eternity in hell.  God is a giving God and His word encourages us to also to be givers.

If you would like to work with a financial advisor who tries to live by God’s principles and strives to incorporate them into his practice call me at 1-800-950-2109.  You can view our website at www.FountainWealth.com or send me an email at mdjohnson@FountainWealth.com

Securities and Investment Advisory Services Offered Through FSC SECURITIES CORPORATION, Member FINRA/SIPC, and A Registered Investment Advisor.

Additional Investment Advisory Services Offered Through Fountain Financial Group. Inc. a Registered Investment Advisor not affiliated with FSC


Unfruitful Works of Evil
By Tom Fyler

The Peoples’ Republic of China is a government that brutally violates human and religious rights and persecutes Christians.

According to human and religious rights advocates, such as The United States Commission on International Religious Freedom (USIRF) and International Christian Concern (ICC), China’s government:

Forcibly removed over 200 crosses from Churches in Zhejiang, China. In Wenzhou City, over 100 government police removed the cross from Shangzhou Church. At least five Shangzhou congregants were hospitalized for defending their church cross. (Worthy News—August 2014);

Is harrassing many thousands of Christians who worship in private “underground” churches across China and subjecting them to public persecution. (International Christian Concern—May 2014);

Attempted to destroy a newly-constructed Church in Zhejiang Province. Several hundred police officers with bulldozers threatened to demolish it. Thousands of Chinese Christians formed a human shield around the Church to protect it. The standoff at the church reportedly began after a visiting Communist Party secretary said the church was too large. (International Christian Concern—April 2014);

Imprisons Christian pastors. Nanle County Church Pastor Shaojie Zhang was sentenced on July 4, 2014 to 12 years in prison in China over a dispute with the Chinese government about a plot of land to be used to build a church. Pastor Zhang was tried and charged with “fraud” and “gathering a crowd to disturb public order.” Concerning the charge of fraud, the prosecutor failed to produce a single witness against the pastor. (Worthy News—July 2014)

Such injustices and persecutions are propagated on a daily basis by the Peoples Republic of China.

Does this affect your money? Or, as faithful Christians believe, money that is God’s–His blessing to Christians to be used to be good and charitable to all people, especially to the Household of Faith—fellow Christians. And to help offer God’s Word of salvation through Jesus Christ.

Well, many Christians who invest in the stock market may not realize that some of God’s money may be invested in publicly-traded companies that benefit and are owned by The Peoples Republic of China. Their investments are unwittingly aiding China’s communist government in their violation of human and religious rights and persecution of Christians. Certainly not what Christians would want.

Good news. A group of Christian investment managers and investors are involved in a divestment effort against publicly traded companies that are state-owned by the government of the People's Republic of China. “Divest Persecution” is intended as an action against the Chinese government for the violation of human and religious rights and for the persecution of Christians.

This campaign is directed toward China’s government, not the wonderful Chinese citizenry. The people, country and economy of China offer many investment opportunities through non-state-owned publicly-traded companies and business ventures.

The violation of human and religious rights occurs every day throughout the world. The organizers of Divest Persecution encourage financial and other means of support to organizations that advocate on behalf of people impacted by these abuses.

If you would like to understand whether any of your investments are supporting the communist government of China, you may access www.DivestPersecution.com, and request a “screening” of your portfolio to help you direct your investments to “good ground.”

Tom Fyler is Managing Director of Fountain Wealth Associates, LLC, a consultant in wealth and natural resources management. Mr. Fyler is also President of Commodities & Securities, Inc., a Commodity Trading Advisor registered with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA), and a Registered Investment Advisor. Mr. Fyler may be contacted at email address: mfyler@tiac.net. Visit: EssentialsInvesting.com

Risk Disclosure: This communication is for informational purposes only and should not be construed as containing or providing specific investment or financial advice. Readers should be aware that there is risk of loss of some or all funds when investing in stocks, bonds, mutual funds, ETFs, real estate, commodities and/or currencies any of which may not be appropriate for all investors. Readers should consult directly with financial professionals for advice appropriate to personal financial circumstances.


Protect the Value of your U.S. Dollar Possessions and Assets
By Tom Fyler

In an article in October 2014 on Lindsey Williams.net, James Harkin masterfully described the issues surrounding a dramatically changing global currency system. It is essential that everyday Americans understand how this will impact the value of their wealth and how to protect and grow their assets in the midst of a prospective global currency reform and reset.

Countries, cartels and trade blocs throughout the world are decreasing the use of the U.S. Dollar (USD) in bilateral and in global trade of commodities and goods. This is as well the case with trading in oil as the petrodollar likewise suffers declining use.  A search is on by powerful global institutions and geopolitical alliances to depose the USD as the world reserve currency.  What does this mean to us?

With a decreasing demand globally, the USD will devalue substantially and thus depreciate the value of Americans’ assets and possessions such that our paychecks would purchase less—relegating Americans to a lower standard of living.  I believe we are already heading down this road.  High unemployment, food stamp usage, and a falling consumer capability are all symptoms of a mismanaged U.S. economy and weakening U.S. dollar.

Here’s the big problem that Americans face as the dollar is deposed as the world reserve currency.  The huge demand for USD as the world’s reserve currency has enabled strong U.S. economic growth with low inflation.  Unfortunately, the huge demand for USD and US Treasuries along with a lack of political financial discipline has also enabled a massive debt to be accumulated by the U.S. government—funded by a massive amount of so-called money printing.  With a declining demand for USD as it loses its world reserve currency status, the U.S. can no longer afford either the massive money printing or its massive debt.  Of course, the best course of action to strengthen the USD and protect the value of your assets would be for America to get on a path of fiscal discipline and eventually a balanced budget.  Until then, as the USD is displaced as the world reserve currency and it weakens, the U.S. Federal Reserve is pressured to taper or reduce the money printing in an effort to support the dollar.  The fear is of course that the money printing or the QE stimulus is the only force boosting the U.S. stock market, real estate and other assets and keeping interest rates down.  If interest rates were to jolt higher in a volatile and uncontrolled manner, real estate prices and stock and bond values might tumble, and more ominously—in such a volatile interest rate environment, the derivatives system might literally unravel the entire financial system.  Wall Street and politicians feared just such an event in 2008 and in the 1998 Long-Term Capital Management hedge fund melt down.  The threat of the derivatives system collapsing the global financial system is still with us.

Some experts and forecasters believe that the international system is headed toward a complete “reset” or reform of the entire global monetary and currency system.  The USD would no longer serve as the world’s reserve currency.  They make the case that an initial phase of such a reformation is the consolidating of as many currencies as possible into a more manageable number to then more easily transition into an international currency system. The European Union and the consolidation of those many currencies into the Eurodollar is an example of this evolving process.

Just recently, according to some analysts, another consolidation has occurred of a significant group of countries that represent 40% of the world’s population and 20% of the global economy, in the continuing preparation for the New World Order and a currency reformation. This is referring to the recent announcement by the so-called BRICS countries establishment of a development bank and reserve currency pool.  In our analysis, there has been mis-information and mis-direction surrounding this whole endeavor. The true objectives of this alliance are neither economic nor monetary.

Led by China and Russia—the epitome of authoritarian statists, this BRICS union will challenge Western and Japanese democracies’ leadership of the World Bank, the IMF and the United Nations.  The BRICS alliance is thus more geo-ideologically purposed than financial.  This BRICS alliance has already set its sights on Africa and Latin America as financially vulnerable and prone to dictatorial government rule for inclusion to their alliance.

It is impossible today to know what will happen as a result of these many changes and challenges.  But we would say that it is prudent from the standpoint of risk management to understand that the attempted management of these unprecedented economic and monetary challenges and policies by the global powers, the Fed and U.S. politicians, might very well end up horribly BAD.

Protecting the currency value of our assets has to be an important component of our investment strategy. This has not been the case in the past. Most investors are inexperienced in how to do this.  As I have expressed many times, currencies are probably the most difficult asset to manage. There is never just “a” positioning that enables successful results.  The currency system is designed to be fluid on a daily basis as hundreds of currencies (economies) compete against each other for value.  Add to this the dynamic of international powers that desire to reform/change the financial and monetary system globally, and the challenge of currency management and protection increases.   So a currency strategy that manages and risk protects the fluid currency dynamics is necessary.

There are ways to do this through currency ETFs, the futures market, direct investment in foreign currencies, and investment in foreign assets—all of which can offset depreciation in your USD-based valuables.  I have got to say though that understanding the best way to use currency strategies for your specific circumstances is not easy. Without good professional counsel and management an attempt at a “self-help cure” may end up worse than the disease.

So I come back to the importance of a currency protection and management strategy for your assets.  As a matter of fact, such a strategy might be the only thing between the preservation of your wealth and the BAD.

You may email any questions or comments to fyler@tiac.net. Visit: EssentialsInvesting.com

Tom Fyler is Managing Director of Fountain Wealth Associates, LLC,  a consultant in Wealth & Natural Resources. Mr. Fyler is also President of Commodities & Securities, Inc., a Commodity Trading Advisor registered with the Commodity Futures Trading Commission (CFTC) and a Member of the National Futures Association (NFA), and a Registered Investment Advisor.

Risk Disclosure: This communication is for informational purposes only and should not be construed as containing or providing specific investment or financial advice. Readers should be aware that there is risk of loss of some or all funds when investing in stocks, bonds, mutual funds, ETFs, real estate, commodities and/or currencies any of which may not be appropriate for all investors. Readers should consult directly with financial professionals for advice appropriate to personal financial circumstances.

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Message From The Elite “Chaos Approaches” – Lindsey Williams

Pastor Williams today sent me a message regarding an email he received from his Elite friend. Below are the few words that were sent from the email since it comes directly from the Elite he couldn’t send the entire email for obvious reasons.

“Chaos approaches! I still think such will come in 2015 on God’s 7 year time plan. (2001, 2008, 2015…)”

Pastor Williams also shared an article that he wanted to share with you all about the money in your bank account. Pastor Williams said “EVERYONE must know what has just happened. This is true. My Elite friend knew 2015 would be the year. Everything is shaping up for September – October. Tell everyone you can.”

Lindsey Williams - Chaos Approaches

The article is from Dave Hodges of ‘The Common Sense Show’ and is entitled ‘The G20 Just Stole Your Bank Account’. The article discusses new rules that went into effect on the 16th November 2014 that mean your bank deposits no longer have insurance. On the ‘Economic Policy Journal’ website it says that bank deposits will no longer be considered money, but paper investments. Russell Napier a co-founder of the Electronic Research Interchange is declaring November 16th as “the day money dies”, and this was discussed at length at ‘Zero Hedge’.

What this all means is that “bank deposits are now just part of commercial banks’ capital structure, and they are far from the most senior portion of that structure”. Pay close attention America, this means that following a bank failure, “a bank deposit is no longer money in the way a banknote is”.

The G20 legislation will formally push down bank accounts through the capital structure to a position of being mere material capital risk in any “failing” institution. “In our last financial crisis, deposits were de facto guaranteed by the state, but beginning November 16th 2014 holders of large-scale deposits will be just another creditor fighting to regain their share of the assets of a failed bank.”

Dave Hodges says “if you have $100,000 in a bank account, you will take home under $1,200!” He has echoed what Pastor Williams has been saying for many years, by getting out of paper investments and into tangibles and to get out of debt. Dave Hodges says “The prudent thing to do is only put enough money in the bank to pay your basic bills and do other things with the remainder of the money, such as pay off your mortgage or pay off your car loans.”

In the newsletter I sent out on the 22nd October 2014 Pastor Williams said “the banks see what is coming and want to cover their losses”. This was about a war game, the first of its kind, designed to test how the banks would react to another financial crash. This was carried out by the United States and the United Kingdom simulating how they would prop up a large bank with operations in both countries that landed itself in trouble. Taking part in this simulation was Treasury Secretary Jack Lew, UK Chancellor of the Exchequer George Osborne, Federal Reserve Chair Janet Yellen and Bank of England  Governor Mark Carney as well as the heads of a large number of other regulators all hosted by the U.S. Federal Deposit Insurance Corporation.

Take this point seriously. The Federal Deposit Insurance Corporation has only about $25 billion in its deposit insurance fund, which is mandated by law to keep a balance equivalent to only 1.15% of insured deposits.

If a banking collapse were inevitable, the banks would not notify you because they would not wish to incite a bank run. With only 1.15% of all deposits being insured by the FDIC, your money would be left vulnerable. Only the Elite themselves would be warned and they would quietly transfer their money to a safer haven, such as gold.

The precious metals market clearly shows signs of mass manipulation. The Elite have been moving their fiat currency holdings to gold since the Spring of 2013. The price of gold was artificially manipulated by Goldman Sachs to drive down the price of gold in order to make it cheaper for the Elite to purchase gold cheaply. Pastor Williams said in December 2013 that “People must buy hard assets only – Not paper of any kind. The Elite are buying gold by the ton while prices are intentionally depressed…” The best proof that the Elite are manipulating the price of gold comes from “Goldman Sachs (who), in the Spring of 2013, told their clients that they recommend initiating a short COMEX gold position”. This has been going on for over 18 months!

Remember this is the same Goldman Sachs that shorted its stocks on 9/11. This is the same Goldman Sachs that placed put options on Transocean stock the morning of the Gulf oil explosion. This is the same Goldman Sachs that got caught shorting the housing market in advance of the housing bubble burst. Basically, when Goldman Sachs starts shorting anything, we should all become apprehensive. It’s time to take your money and run for the hills.

The article continues to talk about why would Goldman Sachs drive the price of gold down? It says that besides trading and bartering, if the dollar and the Euro were to collapse tomorrow, what currency of exchange would be left standing? The obvious and simple answer would be primarily gold, and secondarily silver. Ask yourself this question, if you knew that paper monies all around the world were to collapse, what action would represent your best option? The obvious answer would be to dramatically drive down the price of gold and silver if one had the ability to do so, and then buy as much gold as one possibly could. Pastor Williams has been pleading with people to buy every piece of gold and silver they can lay their hands on. Goldman Sachs has the ability to suppress the price of any commodity by utilizing their ominous shorting strategy and that is precisely what they have done.

Additionally, your bank account has been collateralized against the derivatives debt. This is why former CEO of Goldman Sachs and the Secretary of the Treasury, in 2008 Hank Paulson telling a closed session of Congress that if they did not authorize the bailouts, there would be tanks in the street and ultimately, revolution! This was necessitated by the credit swap derivatives Ponzi scheme and the debacle that followed.

Further, the bankruptcy reform laws stemming from the Bankruptcy Reform Act of 2005, the credit swap derivatives counter-parties are given preference over all other creditors and customers of the bankrupt financial institution, including FDIC insured depositors. This is why the G20 effectively stole your money on the 16th November 2014!

In the action taken by the G20 nations, your bank account is no longer considered to be money. The bankers holding the bag on the credit swap derivatives will move to the head of the FDIC compensation line. Therefore, the regulations requiring that your money be insured by the FDIC are no longer in effect! This devaluation of “money to something other than money gives what the experts call “super priority” in terms of the line of succession from which to collect bankruptcy monies. To make matters worse, Bank of America has conspicuously co-mingled their credit swap derivatives debt with your savings account and as such they have every legal right to use your money to cover their debt.

In the MF Global debacle, the reason that MF Global customers lost their segregated account funds was because the MF Global debt load was caused primarily because of their credit swap derivatives debt which, under bankruptcy laws, gave derivatives super-priority in the bankruptcy proceedings. As of the 16th November 2014, every bank account in America became an MF Global. A financial game with no rules has begun.

Dave Hodges followed up his extensive article on what happened at the G20 meeting in Brisbane, Australia on the 16th November 2014 with another article regarding how the Elite are going to steal your bank account incrementally in order to avoid a violent backlash from the public. He is also planning a third article that will discuss how the Elite will not stop with the theft of your bank accounts, but will also quickly include your retirement accounts, your homes and ultimately the Elite will seek to control your one remaining asset, your personal labor. This is why Pastor Williams came up with the ’10 Steps To Avoid The Crash’ a set of steps I expanded on to create a 100 page guide to what is happening and how you can protect yourself from the Elite’s plan for humanity and this planet.

If you would like to read Dave Hodges follow up article entitled ‘After the Globalists Steal Your Bank Account, What’s Next?’ please follow the link. You will find out who the Secretary of the Treasury Jack Lew really is, the theft of pension funds, how the government is controlling your retirement and even goes on to talk about Russia not being independent of the banks and they are also in the same boat.

It is important that you take on board the seriousness of what Pastor Williams has been saying for many years. In his new DVD “Special Events Scheduled for 2015” Pastor Williams warns you about what is about to happen with the stock market and derivatives market. These are not idle warnings, official announcements are happening by the day and you cannot pass by a warnings from the IMF and G20. The Elite are making their plans, why are you not making yours? Like dominoes everything Pastor Williams’ Elite friend has predicted is occurring before your eyes. Do not procrastinate. It’s time to start preparing for the worst. Please purchase a physical copy of Pastor Williams’ new DVD “Special Events Scheduled for 2015” and share the information with your family and friends. You can purchase a copy by calling Prophecy Club on 1-888-799-6111.

The American people have allowed private banks to control the issue of their currency, first by inflation and then deflation. The banks are now depriving the people of their property. You know what comes next. It is up to you to protect your family, your dinner table, your health and wealth. You cannot rely on third parties to take care of you. These third parties are looking out for themselves. Time is short. Pastor Williams has been told by his Elite friend that “Chaos approaches! I still think such will come in 2015 on God’s 7 year time plan. (2001, 2008, 2015…)” You cannot get any more warning than this. It’s time for you to make the decision whether you are going to prosper through the crash or und up homeless on the continent your fathers conquered.

Lindsey Williams - Gold Is The Only Hedge

As Pastor Williams has said for many years “GOLD IS THE ONLY HEDGE!” As I have said over and over and I was not wrong when I said that gold would not fall far south of $1,200 an ounce. Earlier in the month it came close to $1,100, which as I have said is the average cost to extract and refine one ounce of gold. It has rebounded to just under $1,200 an ounce. Gold is extremely good value if you invest now in fact it is virtually cost price. Any lower and the gold mining and refining companies would slow supply and store metal until the price rises. You cannot get any better value than right now. ‘ETF Report’ has sat down with four experts to help sort out the outlook for gold: Rick Rule, director, president and chief executive officer of Sprott US Holdings; Mike McGlone, director of U.S. research for ETF Securities; Dennis Gartman, editor and publisher of The Gartman Letter; and Ed D’Agostino, publisher of Mauldin Economics and general manager of Hard Assets Alliance have all said that they are all bullish on gold for 2015. The majority have said if things get really ugly, you want the option of holding your metal in your hand. Pastor Williams has been saying this for many years, you should have physical possession of your precious metals.

This is fair warning that you should not try and outthink the Elite. Do not sell your metals under any circumstances unless it is to pay off your debts. Get out of paper and into tangible assets such as gold and silver. Please contact your trusted and reliable precious metals dealers and get out of paper as soon as possible. By September – October 2015 if you haven’t protected yourself, its likely all bets will be off. If you do not have a trusted and reliable gold and silver supplier please check out GoldCo who I recommend for their first class service. A few people have asked about what if an Executive Order 6102 type event “forbidding the hoarding of gold coin, gold bullion, and gold certificates within the continental United States” happens. The gold company I recommend can help with that offering help in legally and securely storing gold and silver holdings outside of the continental United States so you can hold gold in your retirement account if you do not wish to take physical possession. They do not recommend numismatics whatsoever, so you won’t be paying exorbitant prices for so called collector coins. Take a look at what Pastor Williams said in April 2013 about ‘gold’ he has never once said sell gold and buy paper. He has said and continues to say “Gold & Silver, that's the currency of the Elite!” Give GoldCo a call today on 1-877-414-1385 and request a free information pack.

The price of gold is so low not only because of the Elite’s manipulation of the commodities market, but also because oil has steadily been on the decrease because Barack Obama wanted the oil price to be low. The Elite do not want oil to be priced so low. Remember Pastor Williams said the Elite did not want Barack Obama as their President. This is why the Koch Brothers want the republican candidates they funded to cut Social Security, Medicare, Medicaid and nutrition programs.

We need alternative ways of living our lives without having to rely on steadily declining support from government. Not only with healthcare, which Pastor Williams has recommended The International BioCare Hospital & Medical Center in Tijuana for help, advice and treatment for any health issues you are experiencing.

More important than gold and silver is farm land. With the U.S. losing 9.5 acres of farmland per minute, those of you with the skill to produce food will prosper. We are currently in a dramatic decline in the available amount of farmland per person and this is worldwide. Even China has lost more than 40% of its arable land in recent years due to development, drought and topsoil erosion. On a small scale, you can do well for yourself by planting a small garden with some fruit and nut trees in your own backyard. Worst case you enhance your property and have a small supply of organic food.

Lindsey Williams - Permaculture

I know Pastor Williams is keen on stopping the erosion of family farms. In light of this, and due to my own interest in self-sufficiency, I recently graduated a course in Permaculture Design with one of the leading Permaculture experts Geoff Lawton. Permaculture is a branch of ecological design, ecological engineering, environmental design, construction and integrated water resources management that develops sustainable architecture, regenerative and self-maintained habitat and agriculture systems modelled from natural ecosystems. It is a philosophy of working with, rather than against nature; of protracted and thoughtful observation rather than protracted and thoughtless labor; and of looking at plants and animals in all their functions, rather than treating them as a single product system. It is my intention to help anyone who needs help in creating their own organic edible garden and food forest on your property regardless of size. We all need security in food and in the coming weeks I will be offering my assistance by way of articles, links and discussion to help you get started in growing your own food. Please watch out for updates at LindseyWilliams.net.

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It’s All Shaping Up For 2015! – Lindsey Williams

Pastor Williams sent me an article taken from USA Today entitled “China Currency Push Takes Aim at Dollar”. The article talks about China bidding to enter the heart of global finance by establishing its currency, the renminbi, as part of a ubiquitous monetary unit used in official transactions around the world. Pastor Williams has said this information is “Very important. Latest on Chinese currency becoming the Reserve Currency. It is all shaping up for 2015. Our listeners need to know this. This information comes from my friend. It is reliable.”

American Dollar Shredded

The article discusses a decision on a new Special Drawing Right, which is the composite reserve currency used in official financing being decided by the International Monetary Fund (IMF) and World Bank. The decision on a new SDR structure, to be made in the next 15 months, will influence how China and its currency can play a bigger part in driving world trade, investment and capital flows. The article goes on to discuss recalculating the composition of the SDR, which comes up for review in 2015, to follow market developments, reflecting a big increase in demand for renminbi financing from private banks, central banks, traders, corporations and asset managers. The renminbi has made impressive strides recently and is challenging the euro in several key fields.

In another article from Reuters entitled “Fed Officials Keep Eyes on Mid-2015 Rate Rise” Pastor Williams has said “this is just what we predicted in our latest DVD – Special Events Scheduled For 2015. In the article it says that the Fed is considering raising interest rates around the middle of next year (2015), although two top officials at the U.S. central bank said the exact timing would depend on the economy. The article continues by saying the Fed considers the U.S. jobless rate of 5.9% close to its full employment targets. Pastor Williams said to be wary and shared another article that said that today’s recovery is a total sham with real unemployment at least 12% with the labor force at its lowest since 1978 when only 40% of women having entered the workforce and with most “new jobs” being part-time retail and service jobs. The article went on to discuss futures market shifting to point to a September 2015 rate hike after bond-buying ends before rates increase being between two and 12 months.

The news continues, with Pastor Williams sharing another article from the Financial Times entitled “Banks Rewrite Derivatives Rules to Cope with Future Crisis”. Pastor Williams says “the banks see what is coming and want to cover their losses.” He continued by stating “This is exactly what my friend said and we have said in a number of DVD’s. Interest rates rise, Derivative problems, Stock market collapse, Banking trouble, September & October 2015. Like dominoes. The banks see it coming as you will see in this article.”

The article talks about the world’s biggest banks tearing up the rule book on the derivatives market to make it easier to resolve future failing institutions such as Lehman Brothers. It says that 18 banks ranging from Credit Suisse to Goldman Sachs have agreed to give up the right to pull the plug on derivatives contracts with any crisis-stricken institutions. What this means is that these banks have come up with a plan to stop their counterparties terminating derivatives contracts in the event of a crisis. Ultimately shareholders of the failed institution would be wiped out, but the operating company would be recapitalised or sold to mitigate the shock to the broader financial system ending ‘too big to fail’. The company would stay in business, with the financial sector absorbing the losses. The International Swaps and Derivatives Association said that the banks portrayed the success of the talks as a rare positive example of industry collaboration and will announce the agreement to change its “protocols” will take effect from January 1, 2015.

I subscribe to a quarterly periodical in the UK called “The UK Column” published independently from the established mainstream media. Within the newspaper were a number of articles one was entitled “New Rules For Financial Carnage” and talks more about what is proposed by the Financial Times article above, about new rules designed to protect global systematically important institutions such as Commerzbank, Royal Bank of Scotland, Barclays, HSBC, Societe Generale and Credit Agricole. The new rules follow a “war game” which took place on October 13, 2014 at the offices of the Federal Deposit Insurance Corporation in Arlington, Virginia. Present were the FDIC and Bank of England staff, along with “top financial brass” from the US and UK treasuries. The war game was the first of its kind and designed to test how they would react to another financial crash of the scale of 2008. The new rules oblige banks to wait up to 48 hours before requiring settlement of derivatives contracts from a failing bank. This delay will be used to give regulators time to transfer asset from the failing bank, as well as obligations to a “bridge company”, negating the need to unwind derivatives contracts. Chancellor of the Exchequer George Osborne said “We want to make sure we are able to handle an institution that previously would have been too big to fail … We are confident in this framework, but we are testing it.”

Another article within the pages of “The UK Column” is entitled “Legacies, Clouds & Uncertainties”. This article discusses the recent release of the IMF’s World Economic Outlook update entitled ‘Legacies, Clouds & Uncertainties.’ The article says that while attempting to put a brave face on the current situation, the IMF tried to divert attention onto the fraudulent notion of “growth.” In this context they completely ignored the fact that the growth they spoke about fails to meet current debt obligations, never mind unfunded future obligations such as old age care and pensions.  An incredible amount of seniors are claiming disability benefits, social security, Medicare and Medicaid; driving the welfare spending to nearly $1 trillion per year in the US alone. They downplayed the successes of emerging economies, since these economies are no longer playing casino finance, opting instead for real physical economic development. One area they could not ignore is the systematic risk still running through the financial system “Easy financial conditions and the resulting search for yield, could fuel financial excess. Markets may have under-priced risks by not fully internalizing the uncertainties around the global outlook. A larger-than-expected increase in U.S. long-term interest rates, geopolitical events, or major growth disappointments could trigger widespread disruption.”

“Downside risks have increased compared with the spring. The main reason is the increase in geopolitical risks, including turmoil in the Middle East and international tensions surrounding the situation in Russia and Ukraine. Also, with the baseline now reflecting increased financial market optimism – risk spreads and major implied volatility indicators are close to pre-crisis expansion lows. Equity prices have continued to rise, and longer-term yields have declined – downside risks from a financial market correction have increased.” In other words, we are looking at a major risk of a major financial crash. When the IMF are telling you to prepare, you need to prepare and quickly!

On September 25, 2014 Pastor Williams asked me to send out a newsletter entitled “Buy Gold As Quickly As Possible!” As predicted gold didn’t fall far south of $1,200 an ounce at $1,180 per ounce on October 6, 2014 before it rebounded to just under $1,250 an ounce today. As I have said many times, gold has been trading historically for the past several years between $1,200 and $1,400 an ounce. Our prediction was correct once again! Please take notice of what Pastor Williams has told you time and again, “Gold & Silver, that’s the currency of the Elite!” He has only recommended tangible assets such as physical gold and silver. I am sure many of you took his advice and purchased as much gold as you could lay your hands on. If you haven’t, physical gold is still very cheap and I recommend that you purchase physical gold today before it rises significantly. My personal recommendation for anyone looking at investing in physical gold is GoldCo for their first class service, especially for IRA and 401k rollovers. You can contact them for help and advice on getting out of paper and into tangible precious metals on 1-877-414-1385.

In his new DVD “Special Events Scheduled for 2015” Pastor Williams warns you about what is about to happen with the stock market and derivatives market. These are not idle warnings, official announcements are happening by the day and you cannot pass by a warning from the IMF. The Elite are making their plans, why are you not making yours? Like dominoes everything Pastor Williams’ Elite friend has predicted is occurring before your eyes. Do not procrastinate. It is time to start preparing for the worst. Please purchase a physical copy of Pastor Williams’ new DVD “Special Events Scheduled for 2015” and share the information with your family and friends. You can purchase a copy by calling Prophecy Club on 1-888-799-6111.

Remember, the American dollar as a symbol of stability is over. It is already no longer the sole world reserve currency or currency for the worldwide trade of petroleum. Reserve currency status does not last forever. Plans are already in place for a new world currency. Plans are in place to reset the global currencies, crash the stock market and correct the derivatives market. Pastor Williams has given you the information to protect your family from the crash. His recent DVDs allow you to accurately predict events scheduled for 2015, which he has dubbed “the most unusual year you have ever lived through“. Last year I wrote a free 100 page guide entitled “10 Steps to Avoid the Crash”, in this guide I expand on the ten steps that can help you to survive, even thrive through the coming collapse. I know many of you have started preparing. I cannot tell you too often that preparedness is important to safeguarding your family’s health and wealth.

A number of you have written to Pastor Williams regarding health issues. Pastor Williams recommends The International BioCare Hospital & Medical Center in Tijuana, Mexico for any help, advice and treatment for any health issue you are experiencing. You can call them on 1-800-701-7345 or visit their website. Please check out many testimonials of satisfied patients.

Pastor Williams has produced a short presentation entitled “Alternative Answers for the Treatment of Cancer” and you can watch that free below:

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DRASTIC! How much longer can they prop up the US dollar?

Pastor Williams has sent me a number of important articles and said “everyone must know what is happening.” One article from AFP discusses China’s decision to begin direct trading between its yuan currency and the euro that started on September 30, 2014. Pastor Williams has said that “anyone who hasn’t gotten out of paper and made total preparations must be awakened to take action immediately. The collapse of the dollar as the World Reserve Currency and Petrodollar is accelerating VERY rapidly.”

China direct trading between Yuan and the Euro
China direct trading between Yuan and the Euro

AFP – China will begin direct trading between its yuan currency and the euro starting on Tuesday, the national foreign exchange market's operator said, as Beijing seeks to broaden the unit's global usage.

The China Foreign Exchange Trade System already offers a platform for yuan-euro transactions but direct trading means the US dollar will not be used as an intermediary currency to calculate rates, according to a statement released Monday.

The market operator said the move aimed to promote bilateral trade and investment, facilitate the use of yuan in cross-border trade and lower conversion costs.

In June, China started direct trade between the yuan and Britain's pound, one of several currencies to be included in a streamlined regime.

China has long had direct currency trade with the United States, and in recent years has added Japan's yen, the Australian dollar, the New Zealand dollar and Malaysian ringgit.

Beijing keeps a tight grip on the capital account — investment and financial transactions, rather than those related to trade — on worries that unpredictable inflows or outflows could harm the economy and reduce its control over it.

But China is seeking greater use of the yuan — also known as the Renminbi (RMB) — in line with its status as the world's second-largest economy and to challenge the US dollar, analysts say.

“Direct trading brings together the RMB with the world's second-most actively traded currency and is a significant step in (the) RMB's globalisation,” said Ryan Song, head of markets for China at British bank HSBC, which is acting as a market maker for the new pair.

“The trade and investment ties between China and the European Union, as two of the world's major economies, can be further strengthened through the greater convenience of direct trading in this pair,” he said in an HSBC statement.

The yuan closed at 7.8085 to the euro on Monday, according to the China Foreign Exchange Trade System.’

Pastor Williams is urging everyone to obtain his latest DVD ‘Special Events Scheduled for 2015’ and get it to everyone they know, he said “if they ever cared about their loved ones – It is NOW. Everything I was told is coming to pass very rapidly.”

Another article shared by him discusses China buying up the USA for pennies on the dollar with Lenovo Group Ltd., a Chinese multinational computer technology company acquiring the IBM x86-based server business. The $2.1 billion acquisition gives Lenovo the third biggest slice of the market for x86 servers, which is estimated to be worth $42.1 billion globally.

Whilst China is busily buying up the USA, Pastor Williams has told me “many currencies in the world seem to be in grave trouble right now, not just the American dollar.” This comes when the Russian Ruble drops to a record low and rapidly approaching the level at which Russia’s central bank said it would intervene.

Pastor Williams has also said “things are happening so rapidly” and urges you to go to LindseyWilliams.net on a regular basis for updates.

He ended his email with “Unbelievable how things are happening right before our eyes TODAY!” and continued “Hopefully – All of this indicates that the coming of Christ is near and the world is being set up for the worldwide Crash of Crashes which the antichrist can be issued in on.” And concluded “EVEN SO COME QUICKLY LORD JESUS.”

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Protect and Secure Your Retirement Savings With Gold - Claim Your FREE Gold Investor Kit

Protect and Secure Your Retirement Savings With Gold - Claim Your FREE Gold Investor Kit